AI-powered Google Reviews Widget - FREE
Free Google reviews widget for your website
Increase sales, trust and credibility with ai.
Mike, Adam and another 21,516 have joined the waitlist.
Towergate Insurance logo

Towergate Insurance Reviews

Rated 2.7 based on 26 Reviews

2 Minster Ct, London EC3R 7PD

Insurance Services London

Published on
July 10, 2025
Last updated
July 10, 2025

Reviews Summary

The overall sentiment toward Towergate Insurance is overwhelmingly negative based on customer reviews. Many reviewers describe dissatisfaction with policy terms and a lack of responsiveness from staff, directly naming advisors and pointing to poor communication and error resolution. Common complaints include unclear or misleading insurance coverage, high cancellation or renewal fees, and difficulties during policy updates or claims. While several reviewers were long-term clients, almost all noted a decline in service, often following internal changes or mergers. A few mentioned inefficient administrative processes such as sending nonessential emails or repeated surveys, which added frustration.

Key themes emerging from the feedback include dissatisfaction with cancellation practices, such as unexpected fees and commission charges after policy termination, as well as frustration with customer service response times and poor follow-up on claims or coverage validation. Several customers highlighted issues regarding transparency, difficulty contacting relevant staff, and a sense of declining service quality over time, especially with repeat business. There were also remarks on underwriters’ inefficiencies and the lack of clear, direct communication regarding policy changes.

Overall, Towergate Insurance is regarded as having a poor reputation among reviewers, especially in relation to home, building, and boat insurance services in the UK. The feedback often mentions lack of transparency, perceived unfair charges, and unsatisfactory customer support as major concerns. As a result, many former clients advise against using Towergate Insurance, citing smoother experiences with competitors.
Read more

What Customers Are Saying About Towergate Insurance?

Trustguide extracts key phrases from reviews about Towergate Insurance and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 0% of Towergate Insurance's customers had a positive experience.

Positive
0%
Neutral
10%
Negative
90%

Towergate Insurance Ratings

1

As of Based on 26 revies as of Jul 10, 2025

Towergate Insurance Score

0%

As of Based on 26 revies as of Jul 10, 2025

Got a busrning question about Towergate Insurance?

Claim your profile. Tell the world about your key services, industry customers, or other valuable information.

Customer Reviews

As of Jul 10, 2025, 26 customers have reviewed this business and rated it 2.7 Star out of 5. Trustguide conducted an in-depth analysis of Towergate Insurance's publicly available reviews View source

Dmitrijs Platonovs rated Towergate Insurance 1 stars
2 months ago
Disappointed how things turned around when last insurance been issued requested insurance with flood cover and got it, after mortgage people ask to confirm wording on cover, come out it not covering flood when only reason we went with that expensive cover only because "flood was included" what was a lie,after cancelling policy as it not what we was after recived bill to pay more that £400. insurance advisor didn't seem Bothered she sold insurance what was not we asked and after we moved all out policys to another provider i seen all reviews that we are not alone.
Melinda Shelbourne rated Towergate Insurance 1 stars
9 months ago
What a rubbish company! Wasted so much time trying to get our property insured whilst we have some building works done! Hours on a call a gazillion questions, okay, sent over the signed JCT and the underwriters were incapable of attaching the signed page into the rest of the completed document which was attached. Nobody called me to let me know it hadn't been accepted or that there was an issue so we lost valuable time. The solution offered was to take a photo of every page and attach them onto an email.. .err it's 2024 and we managed to sell and buy a property with scanned signed pages added into the rest of all our compleded documents? Honestly I gave up!!! Don't use!!!
Gareth rated Towergate Insurance 1 stars
9 months ago
I only give one star, when I am in the firm belief I have been treated in an unlawful manner. This company is awful, I mean truly awful. I called to arrange a policy, originally buildings but also contents when I realised this would be needed for carpets and flooring etc (during that call). Theft was mentioned numerous times. Why would all this be relevant if contents were not insured? In case the building was stolen?! I was even asked the value of the flooring being fitted, why would this be asked if it wasn’t covered?! The premium was paid, documents issued did not cover contents. When I realised what extra it was to cover contents, it was cheaper to write off the £86.24 I'd be charged for cancelling. Yes £86.24 i.e. almost half of what you can get a policy for elsewhere. Kind of explains why you hear so much negative said about the industry. Worst of all, I knew their records would prove my case. Towergate; if you dispute the above; send them to Google.

Frequently Asked Questions About Towergate Insurance

Are there any fees if I cancel my Towergate Insurance policy early?

Yes, several reviews note that Towergate Insurance applies cancellation fees, which may not always be transparently stated in the initial documentation. Customers have expressed concern that these fees can be significant and sometimes are not clearly explained in the terms and conditions.

Can I expect clear communication and paperwork regarding my insurance coverage?

According to reviewers, there have been issues with unclear or incorrect policy documentation, along with poor communication regarding coverage details. Customers report needing to follow up for clarification or corrections, especially when verifying specific coverages such as flood or contents.

How responsive is Towergate Insurance’s customer service?

Multiple customers indicate that response times for email and phone communications can be slow, especially during policy renewals, changes, or claims inquiries. Some experienced difficulty getting timely callbacks or adequate explanations about their policies.

About Towergate Insurance

Insurance Services
Towergate Insurance provides insurance products and services, including building, contents, boat, and buy-to-let property coverage. The company operates primarily in the United Kingdom and serves individuals and businesses by arranging policies with coverage options tailored to customer needs through telephone, email, and online channels.

The company functions as an insurance broker, acting as an intermediary between clients and underwriters. It manages policies, processes documentation, calculates quotes, and handles administrative procedures such as renewals, cancellations, and claims follow-up. Its operational model is fee-based, with brokerage charges and administrative fees tied to policy actions.
Expand

How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
Own this business? email us at hello@trustguide.ai.
13744660444520406510
Show your best reviews to your future customers
95% of your customers read online reviews. Make it easy for them.
Mike, Adam and another 21,516 have joined the waitlist.