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Pet Protect Reviews

Rated 3.9 based on 676 Reviews

4th Floor, Limelight, Elstree Way, Borehamwood WD6 1JH

Insurance Services Borehamwood

Published on
August 17, 2025
Last updated
August 17, 2025

Reviews Summary

The overall sentiment toward Pet Protect’s pet insurance service is mixed. While several reviewers report prompt claims payouts, stress-free interactions, and efficient support—especially during emergencies—there is significant criticism regarding steep premium increases and denied claims, particularly when pets develop medical conditions. Some reviewers express strong dissatisfaction, highlighting a lack of flexibility and abrupt cost hikes at policy renewal, even for healthy animals.

Common feedback includes positive experiences with the claims process; many customers note ease of claims submission and direct handling with vets. Reviewers across several years of policyholding mention timely support during pet health crises, citing successful funding for surgeries and illnesses. However, negative themes are prominent: large price increases at renewal, lack of competitiveness for existing customers, and strict policy exclusions. One outlier review describes very negative customer service and denial of urgent medical treatment.

Overall, Pet Protect is regarded as offering reliable insurance processes and responsive claims handling, but receives scrutiny for affordability and transparency of renewals. Based on reviewer feedback, prospective customers in the UK should weigh the balance between claims support and increasing premium costs.
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What Customers Are Saying About Pet Protect?

kind, supportive, and stress-free

they've been amazing

paid out according the policy

brilliant with our claims

paid out really quickly

efficient and prompt action

Trustguide extracts key phrases from reviews about Pet Protect and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 40% of Pet Protect's customers had a positive experience.

Positive
40%
Neutral
10%
Negative
50%

Pet Protect Ratings

5

As of Based on 676 revies as of Aug 17, 2025

Pet Protect Score

40%

As of Based on 676 revies as of Aug 17, 2025

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Customer Reviews

As of Aug 17, 2025, 676 customers have reviewed this business and rated it 3.9 Star out of 5. Trustguide conducted an in-depth analysis of Pet Protect's publicly available reviews View source

Terry Dodds rated Pet Protect 3 stars
a month ago
I have been with Pet Protect for five years and have not made a claim so I can't comment on claims experiance. My pet is an Irish Setter which is not on the list of dogs with underlying heath issues but despite this my premium has increased from £35 to £82 pm. So definitely would not recommend
Laura Lockley rated Pet Protect 1 stars
3 months ago
Would NOT recommend. I have received my renewal and pet protect have DOUBLED my monthly payment. My dog is only 2 and has 1 claim. How can they justify doubling my monthly payment? As a new customer I could have it for half the price but of course they have said they can’t match the price for new customers or other companies. I know it is always going to increase but doubling is a joke. What will the price be when my dog is 6 years old?! It really is companies like this that cause animals to not receive the treatment they need and that lead owners to give up their animals as they can simply no longer afford the astronomical insurance and vet fees.
Kim Jones rated Pet Protect 5 stars
3 months ago
I can't recommend Pet Protect highly enough. Our cat was seriously ill and needed urgent care and surgery (she’s now fully recovered). Every interaction was kind, supportive, and stress-free — they handled everything directly with the vets. Thank you, Pet Protect!

Frequently Asked Questions About Pet Protect

Will Pet Protect increase my premiums significantly upon renewal?

Many reviewers report substantial premium increases at renewal, sometimes doubling from the previous year, regardless of claims history. Prospective customers should be prepared for the potential of higher costs if they remain with the company over multiple years.

Does Pet Protect pay out claims reliably and quickly?

Several customers describe fast, efficient claims processing, with payments often handled directly between Pet Protect and the veterinary clinic. Successful claims include coverage for operations and emergency care, provided the conditions meet policy criteria.

Are there exclusions for certain treatments or pre-existing conditions?

Based on reviews, Pet Protect may deny claims for treatments related to conditions not covered in the policy, such as unspayed pets. It is important to carefully review policy wording regarding exclusions before purchase.

About Pet Protect

Insurance Services
Pet Protect provides pet insurance policies, primarily for cats and dogs. The company operates in the insurance industry and offers coverage for veterinary treatment, surgeries, and unexpected illnesses or accidents. Its service model is based on monthly premium payments, with policy offerings adjustable at the time of renewal according to risk assessments.

Claims can be submitted by policyholders or directly by veterinary practices, and are processed according to the policy details and eligibility criteria. Renewals are managed annually with recalculated premiums based on claims history and pet health status. Communication is handled online and via email, and exclusions may apply to pre-existing conditions or specific treatments.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.