Momentum Warranties Reviews

Overall, customer sentiment toward Momentum Warranty’s car warranty services trends strongly negative, with the majority of reviewers expressing dissatisfaction regarding claims handling and payment disputes. Although one reviewer highlighted helpful and efficient service from the staff—specifically mentioning Eilidh and a smooth claims process—the vast majority report frustration, non-payment, or poor communication. Criticisms frequently include delays, unclear terms, complicated processes, and an apparent reluctance to honor warranty claims as expected.

Reviewers consistently cite recurring themes of denied claims, disputes around ‘wear and tear’ exclusions, and slow, inconsistent handling of mechanical failures. Negative experiences are detailed across various car and van warranty products, including difficulties with approved garages, coverage disputes, and prolonged periods without vehicle access due to claim approval delays. Many emphasize communication issues with the claims department, feeling their concerns were dismissed or ignored, and describe situations where garages and even dealerships voiced reluctance to work with Momentum.

Based on this sample, Momentum Warranty’s reputation within the car warranty sector appears largely unfavorable and is characterized by widespread perceptions of unreliable claims processing and non-transparent coverage. While there is a rare positive mention of professional staff, the dominant pattern across these UK-based reviews is customer distrust and dissatisfaction, ultimately advising potential buyers to use caution.

Momentum Warranty provides consumer vehicle warranty products, specializing in offering extended warranty coverage and protection plans for both cars and vans. Their service is structured around facilitating financial coverage for mechanical and electrical failures following the purchase of a new or used vehicle, typically in cooperation with car dealerships or direct sales.

Operationally, Momentum Warranty fields claims through an online application process and a direct claims department. Customers and their nominated garages are required to submit diagnostic evidence and related documentation for claim assessment. The approval, repair authorization, and payout process requires direct coordination between the customer, repair shop, and Momentum’s internal claims agents.