The most common feedback themes center on poor communication, slow response times, claim refusals due to policy fine print, and unexpected charges. Customers are frequently upset by opaque policy terms—especially regarding no claims discounts and lock requirements—and by the perception that adjustments or queries result in further charges. While a minority cite easy online renewals and reasonable pricing, these are outweighed by recurring complaints about customer care and fee transparency.
Overall, Lexham Insurance's reputation is mixed to negative based on reviewer feedback, with more negative than positive experiences. Trust appears to be undermined by recurring claims issues and prolonged wait times. Despite some long-term users and a few reports of smooth policy management, the wider sentiment in the UK market signals dissatisfaction regarding both claims handling and general accessibility.