Frequent themes include difficulties renewing or adjusting policies, unexpected or significant rises in premiums, and a sense that customer loyalty is not rewarded. Changes such as the removal of included services and new or stricter documentation requirements are points of contention. However, a few customers mention individual employees, like Joseph Hall, for exceptional service, suggesting that positive one-to-one interactions are possible but not common.
Based on reviewer feedback, Footman James is viewed with skepticism among classic vehicle owners in the UK, especially by long-term clients facing policy shifts. While historic satisfaction is noted, current reputation is undermined by recurring criticisms around pricing, policy changes, and customer support, with most reviewers actively seeking alternatives.