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Cornerstone Home Lending, Inc.
Cornerstone Home Lending, Inc.

Cornerstone Home Lending, Inc. Reviews Summary

Mortgage Broker | Houston, TX

What do customers say about Cornerstone Home Lending, Inc.?

As of Feb 26, 2024, 480 customers have reviewed this business and rated it 4.7 Star out of 5. The following report provides an in-depth analysis of customer reviews collected.

Source: This report was produced by TrustGuide based on a randomly selected sample of 10 publicly available reviews, sorted by relevance. See source

Created by
Trustguide AI
Published on
February 26, 2024
Last updated
March 13, 2024

Overall Reputation

Based on the selected reviews, Trustguide has assessed this business as follows:
TrustScore®
A+
A
B
C
D
F
Verified by
Trustguide®
Overall Rating
4.7
/5
480
reviews
Excellent
Good
Average
Fair
Poor
Customer Satisfaction Rate
Positive
Neutral
Negative
Trustguide uses AI for unbiased and objective review summaries. We strive for accuracy but aren't responsible for source material or decision outcomes.

Cornerstone Home Lending, Inc.'s customer reviews analysis

Cornerstone Home Lending elicits an overall favorable reputation from the majority of the customer reviews, cementing its status as a reliable partner in the home buying process. Most clients praise the company for its exceptional customer service, knowledgeable personnel, and the ability to facilitate a smooth and expedited loan process. Specific team members have been individually recognized for their effort in providing high-quality service and support in obtaining the best rates and guiding first-time buyers. However, while many experiences have been positive, a severe criticism arises from an incident of organizational failure leading to a client's significant financial and emotional distress. This isolated event outlined issues with communication and process management that, if not an outlier, could tarnish the company's reputation if recurring. Trends within reviews highlight effective teamwork and responsiveness as drivers for satisfaction, while isolated instances of unresponsiveness point to areas where improvement is necessary to maintain their standing.

Positive Feedback

The positive aspects of customer feedback for Cornerstone Home Lending principally relate to several pillars of customer service excellence. The staff, and in particular named individuals such as Richard, Oscar Chow, and Nick Gilbert, receive commendations for their supportive and patient approach to handling inquiries and fostering a stress-free loan process. Another frequently mentioned benefit is the competitive rates offered, contributing to clients securing better-priced homes and realizing their dreams of homeownership. Clients consistently praised the efficiency of the process, citing early closures on loans as an attribute, and the ability to expedite the traditionally time-consuming home lending procedure. The responsiveness and communication skills of the team members were also complimented, indicating a culture of attentiveness and customer care within the company.

Concerns and Threads

Despite many merits, Cornerstone Home Lending's feedback does contain critical viewpoints, centering primarily around communication issues and oversight. A significant complaint came from an organizational failure that resulted in a customer being uninformed of their loan eligibility until it was too late, leading to substantial financial losses and a domino effect of related complications. This emphasizes the importance of thorough and accurate information sharing within the company and timely communication with clients. Instances of unresponsiveness, such as failing to return calls promptly, are other negative aspects mentioned, indicating that some loan officers may not meet the company’s otherwise high standards of customer engagement. Although these could be isolated cases, they nonetheless suggest that certain individual performance issues and process lapses have the potential to undermine customer trust and satisfaction.

Frequently asked questions about Cornerstone Home Lending, Inc.

What distinguishes Cornerstone Home Lending from other home lending services?

Cornerstone Home Lending is often recognized for its exceptional customer service, with named staff frequently cited for their helpfulness and expertise. The company is known for offering competitive rates, efficient processing, and personal guidance, especially to first-time home buyers. Despite some negative feedback, positive client experiences suggest a reliable overall service.

Can I trust the loan officers at Cornerstone Home Lending to handle my application promptly?

Most reviews indicate that the loan officers at Cornerstone are prompt and efficient in their communication and processing of loan applications. However, as with any service, there are incidents of delayed responses, highlighting the importance of confirming the responsiveness of your assigned loan officer before proceeding.

What should I do if I'm unhappy with the service I received from Cornerstone Home Lending?

If you are dissatisfied with the service from Cornerstone Home Lending, it is essential to communicate your concerns with them directly. The company has shown in reviews that they’re responsive to complaints and may conduct internal investigations to rectify issues. Moreover, as a customer, you always have the right to seek legal counsel should the resolution not meet your expectations.

Recent customer reviews and testimonials for Cornerstone Home Lending, Inc.

Cornerstone Home Lending, Inc.
Stori Nuri
5-Star
2 months ago
Richard and his team were awesome! He was recommended to me by my realtor and I can't be more grateful. I applied to many places for pre-qualification and Richard was able to give me the best rate for a better priced home which I really appreciated. He was very helpful when I was looking at homes to give me a good idea on what the monthly would be and what I need to look for in a home. He was very thorough in explaining to me which was helpful as this was my first time purchasing a home. His team worked diligently when my offer was accepted to make sure we were ahead of schedule and we were able to close earlier than expected. Overall they provided great customer service and were super helpful and knowledgeable. 10/10 would recommend
Cornerstone Home Lending, Inc.
Leo Lopez
5-Star
9 months ago
The process was easy to follow just a few delays from our part due to not knowing that I could scan documents with my iPhone 12. Mr Oscar Chow and Mrs Quintero were very supportive and patient with our questions! They responded to our text messages and calls in a timely manner! Great team work! Thanks again for helping us get into our dream home on a half acre!
Cornerstone Home Lending, Inc.
Jaime Melchor
5-Star
a month ago
I highly recommend Cornerstone Home Lending, especially when it comes to Adam and Beth. They were both very thorough and helpful throughout the process of purchasing my home. They both kept me up-to-date on every detail. Highly recommended.
Read all reviews

About Cornerstone Home Lending, Inc.

Mortgage Broker

Cornerstone is a full-service mortgage lender. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors. With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.Cornerstone Home Lending NMLS 2258Corporate Phone 713.621.4663Equal Housing Opportunity Branch NMLS 1424890

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