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CIA Landlord Insurance Reviews

Rated 2.8 based on 129 Reviews

Boughton Leigh House, Brownsover Rd, Rugby CV21 1AW

Insurance Services Rugby

Published on
August 17, 2025
Last updated
August 17, 2025

Reviews Summary

The overall sentiment toward CIA Insurance, based on recent customer reviews, is predominantly negative, though a minority of reviewers share positive experiences, particularly mentioning helpful staff such as Ellie and Lily. Positive feedback is focused on efficient and prompt customer service during policy setup and modification, with some cost advantages over competitors. However, criticism is frequent and pointed, especially regarding the claims process and perceived unfair fees.

Common feedback includes significant frustration with CIA Insurance’s handling of claims, delays, and refusal to pay on covered items. Customers regularly cite confusion and dissatisfaction with cancellation policies and unexpected fees—even when policies are within the cooling-off period. There are repeated descriptions of barriers to claim resolution, with a perception of staff incompetence and lack of advocacy for the client’s interests with providers.

Overall, CIA Insurance’s reputation among reviewers is poor, with trust issues highlighted in several accounts involving landlord insurance and refund disputes. While a few customers report satisfactory service when dealing directly with individual staff members, dissatisfaction with the overall process, outcome, and financial transparency remains a prevailing theme. This negative pattern is most pronounced in UK-based feedback related to property and landlord insurance.
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What Customers Are Saying About CIA Landlord Insurance?

done quickly and efficiently by Ellie

so easy to contact CIA insurance

Trustguide extracts key phrases from reviews about CIA Landlord Insurance and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 20% of CIA Landlord Insurance's customers had a positive experience.

Positive
20%
Neutral
0%
Negative
80%

CIA Landlord Insurance Ratings

2

As of Based on 129 revies as of Aug 17, 2025

CIA Landlord Insurance Score

20%

As of Based on 129 revies as of Aug 17, 2025

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Customer Reviews

As of Aug 17, 2025, 129 customers have reviewed this business and rated it 2.8 Star out of 5. Trustguide conducted an in-depth analysis of CIA Landlord Insurance's publicly available reviews View source

Joan Moncrieffe rated CIA Landlord Insurance 5 stars
4 months ago
Had an incredibly quick, polite and efficient experience with Ellie, we felt keen to review especially when we saw all the negative reviews that have been left for this company. We had several amendments to make to our details and policy quote which were done quickly and efficiently by Ellie who took trouble to answer all our concerns excellently. The cost was £400 less than our renewal quote with our existing insurer and CIA deserve a 5* review. We did check out rebuild value with BCIS and amended our statement accordingly which only resulted in a £12 increase in premium for another £15k on rebuild cost.
ismail ilgin rated CIA Landlord Insurance 1 stars
4 months ago
Worst Insurance Company Ever – Stay Away! If I could give zero stars, I would. This company is an absolute nightmare to deal with. I made a claim after an incident at one of my rental properties and provided everything they asked for — police report, reference number, photos, and full tenancy paperwork — yet they’ve done nothing but delay and ask irrelevant questions. Now they’re trying to link the claim to a business I closed in 2022, even though the property is in my personal name and has NOTHING to do with any business. Under UK law, personal and business assets are completely separate, but it seems like they’re just looking for excuses to avoid paying. I’ve already started complaints with the FCA and the Financial Ombudsman Service, and I’m preparing to take legal action. I wouldn’t trust this company with a phone case, let alone a property. Avoid them at all costs.
Gary Garnor rated CIA Landlord Insurance 2 stars
4 months ago
I was told I could get cover but only with a flood exclusion clause. The property had never flooded in 32 years of being built. Sods law, it flooded due to freak weather conditions and someones shed blocking a culvert. CIA had failed to inform me of 'Flood Re', a gov't initiative to enable people in flood risk areas to get insurance cover. Very disappointed after 12 years of loyalty.

Frequently Asked Questions About CIA Landlord Insurance

How responsive is the CIA Insurance customer support team when making policy changes?

Some reviewers report prompt and efficient support from named staff members when making policy amendments or asking coverage questions. Others have described difficulty contacting staff or experiencing delays, indicating that support responsiveness may be inconsistent.

Are there any cancellation fees with CIA Insurance if I cancel during the cooling-off period?

Multiple reviewers state they were charged significant cancellation and administrative fees even when cancelling within the 14-day cooling-off period, sometimes amounting to a large percentage of the original payment.

How does CIA Insurance handle claims and legal services for landlord policies?

Several customers have found the claims process challenging, citing slow progress, claim denials, or lack of access to preferred legal representation. Some policies may involve third-party legal service providers, and recourse may be limited depending on the insurer.

About CIA Landlord Insurance

Insurance Services
CIA Insurance is a UK-based insurance intermediary providing a range of property insurance products, including landlord and home coverage. The company offers quotations, policy setup, amendments, and cancellation services primarily through phone and online communication.

CIA Insurance operates as a broker between customers and insurance underwriters, facilitating the purchase and management of insurance policies. Policy amendments, advice on risk assessment, and customer queries are typically handled by named staff members, while claims processing and legal protection may involve coordination with third-party providers.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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