AI-powered Google Reviews Widget - FREE
Free Google reviews widget for your website
Increase sales, trust and credibility with ai.
Mike, Adam and another 21,516 have joined the waitlist.
AKC Pet Insurance logo

AKC Pet Insurance Reviews

Rated 4 based on 400 Reviews

8051 Arco Corporate Dr #350, Raleigh, NC 27617, United States

Insurance Services Raleigh

Published on
July 23, 2025
Last updated
July 23, 2025

Reviews Summary

Overall, customer sentiment toward AKC Pet Insurance is predominantly negative, with many reviewers describing experiences of denied claims, unclear coverage, and communication difficulties. A recurring concern is the perceived gap between what is advertised on the company's website and what is actually included in the policy. Some customers also mention a lack of transparency regarding optional add-ons and frequent claim denials, despite timely premium payments and detailed documentation. Only a single review describes a smooth claim process and helpful online tools, though even that one flags confusion about specific policy terms.

Common feedback includes frustrations about finding coverage details, slow communications, and inconsistent customer service interactions. Several reviewers detail significant out-of-pocket expenses even after years of paying premiums, citing either denied or only partially reimbursed claims. The need to contact representatives to access certain coverages and the ineffectiveness of support hotlines were also raised as major issues across multiple reviews.

Based on the sampled reviews, AKC Pet Insurance’s reputation appears to be low among customers, particularly in regard to claim fulfillment and transparency. Most reviewers regret their purchase decision, and new buyers are frequently cautioned to scrutinize policy details before committing. Overall, AKC Pet Insurance is regarded as unreliable for pet insurance coverage as perceived by these customers.
Read more

What Customers Are Saying About AKC Pet Insurance?

easy to work with

Trustguide extracts key phrases from reviews about AKC Pet Insurance and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of AKC Pet Insurance's customers had a positive experience.

Positive
10%
Neutral
0%
Negative
90%

AKC Pet Insurance Ratings

4

As of Based on 400 revies as of Jul 23, 2025

AKC Pet Insurance Score

10%

As of Based on 400 revies as of Jul 23, 2025

Got a busrning question about AKC Pet Insurance?

Claim your profile. Tell the world about your key services, industry customers, or other valuable information.

Customer Reviews

As of Jul 23, 2025, 400 customers have reviewed this business and rated it 4 Star out of 5. Trustguide conducted an in-depth analysis of AKC Pet Insurance's publicly available reviews View source

Karmin Spoonamore rated AKC Pet Insurance 1 stars
2 weeks ago
Do not be misled, false advertisement of benefits on their website page. We had researched many policies before deciding to commit to this company due to their “claimed” coverage. 1) on the main page it shows a graph on how they cover more than other policies under “how our coverage stands out” 2) they do not email you a terms and conditions until after you have signed up/paid. 3) In the options for pet insurance it does not give you an option or mention of additional coverage when renewing your plan..so you are mislead to think that you have the coverage that includes all that is listed on the website. Our story: my husband and I were planning to get pet insurance through a different company when AKC offered a 30 day free trial. We went to the website to see what they cover and saw the graph that included vaccines and wellness exams. We opted to start it the day we had a vet exam after seeing this graph. The policy did not mention anything about taking effect at a later date until after we had already signed up. We took the loss of that pet exam. We had a second exam for routine vaccinations in which we submitted a claim for. We opted to continue the coverage on our portal, it did not give an option AT ALL about adding “defender” coverage..we thought that the only options regarding insurance were the ones listed when opting to continue coverage. claim was denied stating that vaccinations and exam fees are not covered (but it states on the graph of the site it is). When talking with customer service, they said that the only way to add defender which is the additional coverage that covers it, is by talking to a licensed representative (which also is not listed in the terms and conditions THAT WAS EMAILED ONLY AFTER WE PAID TO CONTINUE..not before..) In the terms and conditions it does not state anywhere that you have to call and talk to someone to get this “optional coverage”. Long story short- don’t make the mistake we did and look at what’s advertised on the website and expect that is what is included. We were gipped out of so much money as our dogs vaccine schedule is now done and we were under the misled information advertised that vaccines and wellness was included as listed on the website.
Whitney Kendrick rated AKC Pet Insurance 1 stars
a week ago
Absolutely terrible insurance company that has all kinds of loopholes so they don’t have to pay out. My dog was pooping blood and they won’t cover my vet fees because it is a “regular vet visit.” All because we didn't get a stool sample. So the meds that the vet gave us worked, but because they didn’t have a condition from a stool sample, I’m denied the coverage. My dog is sick, I take her to the vet, glad I had insurance. Then they say it wasn’t necessary. Seriously, this is a horrific company who preys on let owners. They should be ashamed.
Kara Jacob rated AKC Pet Insurance 4 stars
a week ago
I decided to go with AKC Pet Insurance as they are one of the very few pet insurance companies that covers pre-existing conditions (after having the policy for a year). I have not used that feature yet as I haven't had the policy long enough, but each of my dogs had an incident this past year requiring emergency care, and I'm so glad I had this coverage. I just took photos of the invoices, submitted them online, and was reimbursed for a portion of the costs with a week or so. I can't remember if exactly 70% (what I pay for in my plan) was covered with the first incident, but I was reimbursed for a significant amount, and the most recent incident they covered 70% no problem. It can be a little difficult to remember exactly what is covered as far as routine/annual vet visits and vaccines and have to go back through all the plan documentation to see the language in each policy add-on, but when I have needed it most, AKC has been easy to work with and helped provide some financial stability.

Frequently Asked Questions About AKC Pet Insurance

Does AKC Pet Insurance cover wellness visits and vaccinations?

Wellness visits and vaccinations are not included in standard coverage unless a specific policy add-on is selected. Multiple reviews highlighted confusion regarding coverage, suggesting that optional add-ons must be discussed directly with a representative before purchase.

How long does it take to receive reimbursement from AKC Pet Insurance?

Processing times for claim reimbursements vary. Some customers report prompt payments within a week, while others note significant delays, sometimes waiting several weeks or months for claim resolution and follow-up.

Is customer service helpful for claims or coverage questions?

Feedback on customer service is mixed, with many reviews citing unclear communication, lack of follow-through, and difficulty obtaining definitive answers to coverage or claims questions through phone and email support.

About AKC Pet Insurance

Insurance Services
AKC Pet Insurance offers insurance products primarily for pet owners, focusing on coverage for veterinary services, accidents, wellness, and other common animal health expenses. The company operates within the insurance industry, providing policies and claims processing for pet-related medical expenses through online and telephone channels.

AKC Pet Insurance functions by allowing customers to select and purchase policies suited to their pets’ needs, with some add-on options available. Claims are typically submitted online or via email using invoices from veterinary visits. Customer service and policy adjustments are managed through a combination of digital platforms and representative interactions.
Expand

How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
Own this business? email us at hello@trustguide.ai.
5811661180778460843
Show your best reviews to your future customers
95% of your customers read online reviews. Make it easy for them.
Mike, Adam and another 21,516 have joined the waitlist.