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Acorn Insurance Ltd logo

Acorn Insurance Ltd Reviews

Rated 2.8 based on 1658 Reviews

98 Liverpool Rd, Formby, Liverpool L37 6BS

Insurance Services Liverpool

Published on
July 28, 2025
Last updated
July 28, 2025

Reviews Summary

Based on customer reviews, Acorn Insurance receives overwhelmingly negative sentiment, with only one reviewer having a positive experience attributed to a specific staff member named Eric. Most reviewers mention pervasive issues such as lack of communication, slow claims processes, and unhelpful customer service. There were also repeated complaints about policy cancellations, low vehicle valuations, and difficulty obtaining refunds, overshadowing isolated praise for professionalism within the insurance team.

The most prominent themes focus on communication failures, long wait times for responses, and unsatisfactory claims resolutions, including vehicles being sold without permission or failure to pay vehicle finance promptly. Multiple reviews highlight experiences of feeling ignored, repeated policy cancellations without notice, pressure to use certain garages, and financial hardship caused by drawn-out procedures. These issues appear across a range of customer profiles and insurance scenarios, suggesting systemic concerns with the company’s processes.

Overall, Acorn Insurance is regarded as unreliable by most reviewers in the UK motor insurance market, with very limited positive sentiment. While one staff member earned strong praise for clarity and care, the broader experience is characterized by poor customer communication, administrative mishandling, and a lack of timely support for policyholders navigating claims or cancellations.
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What Customers Are Saying About Acorn Insurance Ltd?

incredibly helpful, patient

Trustguide extracts key phrases from reviews about Acorn Insurance Ltd and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of Acorn Insurance Ltd's customers had a positive experience.

Positive
10%
Neutral
0%
Negative
90%

Acorn Insurance Ltd Ratings

1

As of Based on 1658 revies as of Jul 28, 2025

Acorn Insurance Ltd Score

10%

As of Based on 1658 revies as of Jul 28, 2025

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Customer Reviews

As of Jul 28, 2025, 1658 customers have reviewed this business and rated it 2.8 Star out of 5. Trustguide conducted an in-depth analysis of Acorn Insurance Ltd's publicly available reviews View source

kalim ullah rated Acorn Insurance Ltd 5 stars
3 months ago
5 Stars – Excellent Service from Eric! I had a fantastic experience with Eric from the insurance team. He was incredibly helpful, patient, and answered all of my questions clearly. I really appreciated how he took the time to explain everything and made the whole process stress-free. On top of that, he offered me a great discount which was a pleasant surprise. It's rare to find someone so professional and genuinely caring—thanks again, Eric! Highly recommend his service to anyone looking for reliable insurance support.
SHER ZAMIN rated Acorn Insurance Ltd 1 stars
a month ago
There as no option for zero Star Review for Acorn Insurance and Haven Insurance** I have been a customer of Acorn Insurance for 2 years, insuring . However, my experience has been utterly disappointing. I have been trapped in a frustrating back-and-forth with their claims department. The market value for my car is between £15000 and they initially quoted me £10000,an offer I rightfully declined. For more then 10 week s, i have been conducting future valuations, and I have not been able to contact my case handler, when you try to ring them 45 mint wait plus they passing to acorn and haven to each other after they just hung phone for them 100 time in one 8 week so still can't find who's your case handler no emails or phone calls from either of them during this entire process. especially for a non-fault incident. I highly do not recommend this company to anyone looking for reliable insurance coverage.
mohammed patel rated Acorn Insurance Ltd 1 stars
a month ago
I am appalled by how Acorn Insurance LTD handled non-fault claim. Their incompetence and lack of communication made an already stressful situation worse. Here’s what happened: Collision occurred in November 24 first correspondence Feb 25 thereafter SILENCE!!! - **Sold My Vehicle Without Permission** – They took my vehicle to auction without notifying me, giving me no chance to retrieve belongings or discuss alternatives. - **Ignored Requests About Road Tax** – Despite multiple asks, they refused to help me reclaim my unused road tax. 8 MONTHS+ LEFT - **Harassed Over Courtesy Car** – Their hire company bombarded me with aggressive calls demanding I return the car, blaming *their* payment delays on me. - Closed My Complaint Without Resolution** – They shut down my complaint with no explanation claiming they sent me a letter through the post. now expect me to attend court just so *they* can claim from the third party. Zero customer care, zero accountability. I’ve had to chase every step while they ignored their own obligations. Do yourself a favour and steer clear—this isn’t how a reputable insurer behaves. Stay Away from Acorn Insurance Ltd

Frequently Asked Questions About Acorn Insurance Ltd

How does Acorn Insurance handle claim settlements?

Many reviewers report significant delays and dissatisfaction with claim settlements, citing issues such as low vehicle valuation offers, poor communication, and lack of timely updates throughout the process. It is common for customers to chase responses and await resolution for weeks.

Can policies be cancelled or altered without prior notice?

Several reviews mention unexpected cancellations or changes to insurance policies, often without adequate warning or correspondence. Some customers received notice only after the cancellation had already taken effect, making reinstatement difficult.

How does Acorn Insurance process refunds after policy cancellation?

According to customer feedback, refunds after cancellation can take multiple weeks to process and may require repeated follow-up. Customers have reported frustration over the time required to issue refunds and difficulties contacting the appropriate department.

About Acorn Insurance Ltd

Insurance Services
Acorn Insurance is a provider in the car and motor insurance industry, offering policies to individuals seeking vehicle coverage. The company operates as an insurance agency, facilitating access to insurance products for automobiles and managing sales and support services through its own staff and customer service teams.

Acorn Insurance processes applications, underwrites policies for cars and other vehicles, and handles claims and customer inquiries via telephone and email. Their workflow includes policy issuance, claim evaluation, and resolution, as well as coordinating with third-party providers for repairs, payments, and refunds. The company manages administrative functions and customer interactions in-house.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.