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John Charcol Reviews

Rated 4.6 based on 21 Reviews

Office 3, 50-54 St Paul's Square, Birmingham B3 1QS

Mortgage Broker Birmingham

Published on
August 29, 2025
Last updated
August 29, 2025

Reviews Summary

Reviewers consistently note a highly positive experience with John Charcol mortgage brokers, highlighting the professionalism, personalized attention, and dedication of individual advisors such as Mark, Reiss, Bilal, Kirtan, Jade, and Daniel. Common feedback includes responsiveness outside standard hours, thorough communication, and commitment to securing the best available mortgage options. One reviewer did share a negative experience related to limited follow-up and poor communication after a deal began to fall through, suggesting occasional inconsistency in adviser engagement.

The most frequent themes are advisor expertise, proactive communication, and successful navigation of complex or challenging mortgage cases. Multiple clients commend the advisors for helping them understand the process, being available on evenings and weekends, and securing competitive rates and deals. Customers across the UK, including those new to the country, describe confidence in John Charcol’s ability to handle both typical and unusual mortgage needs.

Overall, John Charcol is regarded as a reputable and reliable mortgage broker in the UK, especially noted for its responsive, expert advisors and consistent ability to resolve a range of mortgage queries. Repeat business and strong personal recommendations appear as trust signals for their ongoing client relationships.
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What Customers Are Saying About John Charcol?

a great experience with John Charcol

absolutely outstanding in handling

phenomenal service

extremely professional from start to finish

so patient with us

fantastic and always stays on top

did an excellent job of finding

truly positive one from beginning to end

very professional, precise, and helpful

Trustguide extracts key phrases from reviews about John Charcol and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 90% of John Charcol's customers had a positive experience.

Positive
90%
Neutral
0%
Negative
10%

John Charcol Ratings

5

As of Based on 21 revies as of Aug 29, 2025

John Charcol Score

90%

As of Based on 21 revies as of Aug 29, 2025

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Customer Reviews

As of Aug 29, 2025, 21 customers have reviewed this business and rated it 4.6 Star out of 5. Trustguide conducted an in-depth analysis of John Charcol's publicly available reviews View source

Sam rated John Charcol 5 stars
3 months ago
We have had a great experience with John Charcol. Our mortgage broker, Mark, offered time to discuss different mortgages to suit our specific needs, including chatting out of normal working hours. We received the best interest rate available to us and a great offer on life assurance. We will use John Charcol again and would recommend to friends and family.
Anirban Saha rated John Charcol 5 stars
6 months ago
I cannot recommend Reiss and Bilal from the John Charcol mortgage team highly enough! They have been absolutely outstanding in handling every single one of my requirements with such care and professionalism. From start to finish, they made me feel valued and truly special. In just three months, they managed to secure six incredible mortgage deals for me, demonstrating their deep expertise, efficiency, and dedication. Their attention to detail, proactive approach, and unwavering support have made the entire process smooth and stress-free. A special mention to Reiss, who has truly gone the extra mile to help me—not just as an advisor but as a true friend. His guidance throughout the process has been invaluable, and he has played a crucial role in helping me build my property portfolio. His honesty, patience, and commitment to finding the best solutions have made all the difference. If you’re looking for mortgage advisors who genuinely go above and beyond, Reiss is the one to trust. A huge thank you to both of them for their exceptional service!
Feiko ter Kuile rated John Charcol 5 stars
6 months ago
It is my great pleasure to write this recommendation for John Charcoal. We sought out this company based on reviews indicating they excel at securing mortgages for even the most challenging and unusual cases. As we fell into that category, we needed an advisor who would go above and beyond other companies to find us a mortgage when others could not. John Charcoal did not disappoint. We wanted to extend a huge thanks to Kirtan Hingu for the phenomenal service. We were immensely impressed by the personalised attention and the generous availability of his time, including on weekends and evenings, which was invaluable for those of us with demanding full-time jobs. He was an attentive listener with a keen eye for detail, making sure to ask all the pertinent questions. His extensive experience was evident and he clearly relished the challenge, taking the time to thoroughly research the market. True to his word, Kirtan provided us with regular updates on the precise days he promised, keeping us well-informed throughout the process. Ultimately, he succeeded in securing a mortgage that perfectly aligned with our hopes and requirements. His outstanding service and dedication to our cause were, in a word, exemplary.

Frequently Asked Questions About John Charcol

Do John Charcol advisors provide support outside of typical business hours?

Yes, several reviews highlight that John Charcol advisors make themselves available during evenings and weekends, offering extra flexibility for customers with busy schedules.

How does John Charcol handle complex or unusual mortgage cases?

Customers describe the company as attentive to complex cases, with advisors taking a proactive approach by researching the market and personalizing solutions, even for challenging circumstances.

Will I receive regular updates during the mortgage application process?

Most reviews mention that clients receive consistent updates and prompt responses from their advisor throughout the application, helping keep them informed and confident in the process.

About John Charcol

Mortgage Broker
John Charcol is a mortgage brokerage firm that assists individuals and families in securing mortgage loans and related financial products. Operating in the financial services industry, their business model involves in-person and remote advisory services. Offerings include mortgage sourcing, brokering deals, and ancillary products like life assurance.

The company conducts its services through a team of specialist mortgage advisors who work with clients to understand their financial needs, source suitable mortgage products, and guide them through the application process. Advisors communicate directly with customers, often providing updates and support outside regular business hours, ensuring thorough attention and market research for each case.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.