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Bluestone Mortgages Ltd Reviews

Rated 4.2 based on 129 Reviews

40 Leadenhall St, London EC3A 2BJ

Mortgage Broker London

Published on
August 25, 2025
Last updated
August 25, 2025

Reviews Summary

Customer feedback for Bluestone, a mortgage broker, reveals a mixed overall sentiment with notable polarization. Reviewers frequently highlight significant delays, repeated request for information, and unpredictable changes in underwriting or criteria—often describing the process as stressful or inconsistent. Customers praise instances of team professionalism and successful outcomes, but communication shortfalls and abrupt cancellations create frustration and distress for several applicants.

Key themes in the reviews include lengthy application durations, difficulty in obtaining clear updates, and sometimes abrupt or unexplained changes in decisions or requirements. On the positive side, many customers comment on Bluestone's willingness to consider cases that larger banks reject and on supportive staff from both Bluestone and partner brokers. Flexibility and understanding toward unique personal circumstances are valued, yet documentation demands and inconsistency are common pain points.

In summary, Bluestone’s reputation is characterized by a balance between successful approvals for challenging cases and serious concerns around communication, processing reliability, and transparency. Within the mortgage and financial services sector, they stand out for flexibility, but inconsistency and delays impact overall trust among UK applicants.
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What Customers Are Saying About Bluestone Mortgages Ltd?

Excellent service, we applied via our broker

all their team are so professional

the support that Harry has given is excellent

Excellent Service, We never heard Bluestone

flexible approach is a massive help

Great service from day one

you made our dreams come true

look for reasons to lend

Trustguide extracts key phrases from reviews about Bluestone Mortgages Ltd and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 40% of Bluestone Mortgages Ltd's customers had a positive experience.

Positive
40%
Neutral
0%
Negative
60%

Bluestone Mortgages Ltd Ratings

5

As of Based on 129 revies as of Aug 25, 2025

Bluestone Mortgages Ltd Score

40%

As of Based on 129 revies as of Aug 25, 2025

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Customer Reviews

As of Aug 25, 2025, 129 customers have reviewed this business and rated it 4.2 Star out of 5. Trustguide conducted an in-depth analysis of Bluestone Mortgages Ltd's publicly available reviews View source

Marie Willis rated Bluestone Mortgages Ltd 1 stars
a month ago
Absolutely disgusting!!!!!!! A formal complaint has been made by my Mortgage advisor from Kind Financial and I am also made a formal complaint and will be taking this further. A AIP and full mortgage application and valuation was done . Every step taking ages , dragging their feet very slow lied more than once that a update would be given by end of day and never happens. Days and days later we get under offer of 40k!!!!! We can't buy house !!!!!!! Absolutely gutted wife been in tears it's been a very stressful application near 7 weeks. Told its because my son is 14 !!!!! They knew this from the start !!!!!! Because his 14 they now wont accept any of the childrens benefits!!!!!! We only get paid for 3 children out of the 6 anyway !!!!!! I work wife looks after 6 children you knew all this at the beginning of AIP and full mortgage application and was satisfied!!!!!!!... You changed underwriter that was dealing with our application from the start last minute and he discriminated against us and gave under offer of 40k!!!!! Using his his discretion!!!!!!!! If you want your sanity don't go with this bank you will loose your house your buying , you will be stressed out wont be able to sleep ..... they are very very slow and change their criteria as it suits !!!!!!!!! We have applied to a better bank ..... I want my valuation Fee refunded please !!!!!!... and compsation for all the stress and inconvenience caused by you discriminating ... People beware of this bank !!!!!
Uzair Azhar rated Bluestone Mortgages Ltd 4 stars
7 months ago
Excellent service, we applied via our broker (Derby Financial Solutions) and now have the product that we applied for. Though the only factor hindering me giving them a five-start review is the fact that they need to improve their communication skills with customers as I have had to keep going back to the broker or conveyancing solicitor for something that could easily have been answered by the receptionist.
Jennifer Thomas rated Bluestone Mortgages Ltd 5 stars
7 months ago
As a longstanding Customer I have chosen to stick with Bluestone even turning down an offer with one of the big banks all their team are so professional and the quick turnaround time for approval of my second charge mortgage has been amazing - thank you for all your support

Frequently Asked Questions About Bluestone Mortgages Ltd

Does Bluestone consider applicants who have been declined by other banks?

Yes, reviews indicate that Bluestone is open to considering mortgage applications from clients with more complex or challenging financial backgrounds, even when other banks have declined similar cases.

What documentation does Bluestone typically require during the mortgage application process?

Customers frequently report that Bluestone requests extensive documentation to assess real financial situations. This thorough process may involve repeated requests for information to fully understand the applicant's circumstances.

How long does the Bluestone mortgage process usually take?

Based on reviews, the mortgage process can be lengthy, often taking several weeks or months. Delays in communication and decision-making may occur, so applicants should be prepared for a potentially extended timeline.

About Bluestone Mortgages Ltd

Mortgage Broker
Bluestone is a mortgage broker operating in the financial services industry. The company offers mortgage products to individuals, often through collaborations with third-party brokers. Its services include mortgage applications, approvals, and client support throughout the process, delivered primarily in-person and over the phone.

Bluestone processes customer applications by gathering detailed documentation and assessing client situations on a case-by-case basis. The company works both directly and in partnership with brokers to evaluate eligibility, supporting clients with varying financial backgrounds. Decision-making often involves team reviews and can be influenced by changing underwriting criteria.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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