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United Trust Bank Reviews

Rated 3.5 based on 85 Reviews

1 Ropemaker St, London EC2Y 9AW

Banks London

Published on
July 28, 2025
Last updated
July 28, 2025

Reviews Summary

The overall sentiment toward United Trust Bank is overwhelmingly negative based on customer reviews. While the first review describes a positive and smooth experience with helpful staff, the remaining feedback highlights repeated dissatisfaction, with criticisms relating to inefficiency, slow processes, poor communication, and lack of professionalism. Some customers raised serious concerns over misleading practices and discriminatory outcomes, notably within mortgage and recruitment services.

The predominant themes in the reviews are delays in service delivery, lack of responsiveness, and difficulties encountered during mortgage or loan applications. Customers commonly referenced unhelpful or scripted staff, excessive documentation requirements, lack of follow-up, and inefficiency with both digital and phone communications. Negative perceptions about United Trust Bank’s vehicle finance, recruitment, and online banking processes recur across multiple entries. Rare mentions of account management issues and questions over legitimacy further contribute to the critical tone.

In summary, United Trust Bank’s reputation—based on these reviews—is strongly shaped by negative client experiences, particularly around mortgages and customer service processes. While there is a single positive outlier, the prevailing feedback indicates a need for significant improvement in communication, efficiency, and transparency from the bank. Prospective customers in the region may wish to consider this pattern before engaging.
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What Customers Are Saying About United Trust Bank?

The staff is always helpful

Trustguide extracts key phrases from reviews about United Trust Bank and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of United Trust Bank's customers had a positive experience.

Positive
10%
Neutral
0%
Negative
90%

United Trust Bank Ratings

1

As of Based on 85 revies as of Jul 28, 2025

United Trust Bank Score

10%

As of Based on 85 revies as of Jul 28, 2025

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Customer Reviews

As of Jul 28, 2025, 85 customers have reviewed this business and rated it 3.5 Star out of 5. Trustguide conducted an in-depth analysis of United Trust Bank's publicly available reviews View source

Blanka Tomlinson rated United Trust Bank 5 stars
5 months ago
Refreshing experience! The staff is always helpful, calls are answered immediately, best business saving rate. Business accounts are on line now too! I wish my customer experience with all banks and companies was as smooth as with United Trust Bank. Thank you!
paul williams rated United Trust Bank 1 stars
a week ago
Incredibly slow and inefficient mortgage process. I’ve dealt with numerous banks for over 30 years and these are the slowest and worst, even using a professional experienced broker.
Richard Laleye rated United Trust Bank 1 stars
a week ago
If I could i would give a 0!! worst company on the market, put me through a mortgage application and at the last minute, turn around and say my mother is too old, even though the mortgage was going to be in my name, and I don't have a mortgage on the property, also I was only looking to borrow 10% of the property value, shocking experience, misleading discrimination and false misrepresentation. My experience avoid at all costs theydiscriminate against elderly people.

Frequently Asked Questions About United Trust Bank

How long does the mortgage application process typically take with United Trust Bank?

Several reviews mention that the mortgage and loan application process can be lengthy, sometimes taking several weeks or months. Customers have reported delays due to repeated document requests and slow responses from the bank.

What steps are required to access my online bond account with United Trust Bank?

To view a bond account online, customers must first apply to open a profile on the United Trust Bank website. Account verification codes are sent by mail, which may involve a waiting period before online access is granted.

How responsive is United Trust Bank to settlement or refund requests?

Reviews suggest that customers may experience delays in receiving settlement figures or refunds. Follow-up may be necessary, as responses to requests and complaints are sometimes slow or require intervention by brokers or additional communication.

About United Trust Bank

Banks
United Trust Bank operates as a financial services provider, focusing primarily on banking products such as mortgages, vehicle financing, loans, and savings accounts. The company’s services are delivered through traditional banking channels as well as online, offering both personal and business banking solutions to customers.

The company manages applications and customer accounts via a combination of digital processes, telephone support, and document verification. Operations involve coordination between different departments, including customer service, loan origination, recruitment, and account management. Processes may include compliance checks, document collection, and periodic customer communications.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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