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Own Up Reviews

Rated 4.8 based on 644 Reviews

50 Milk St 16th floor, Boston, MA 02108, United States

Mortgage Broker Boston

Published on
July 22, 2025
Last updated
July 22, 2025

Reviews Summary

Reviews for Own Up’s mortgage broker service demonstrate a generally positive sentiment, with several customers reporting responsiveness and ease throughout the mortgage process. Many reviewers mention knowledgeable staff by name, such as Jenn, Dee Brown, William, and Tyler, highlighting their professionalism and assistance in securing favorable mortgage rates. However, criticism appears in some experiences, particularly regarding follow-up communication, unwanted calls from lenders, or dissatisfaction with the information provided.

The most frequent themes include efficient matching with lenders, a straightforward pre-approval process, and the ability to create documents easily online. Positive comments often reference smooth, stress-free transactions, and support throughout the process. On the other hand, negative experiences focus on persistent telemarketing calls, repeated questions, unexpected hard credit checks, and customer service concerns, particularly delays or perceived rudeness.

Overall, Own Up is regarded as a helpful and effective mortgage broker, especially notable for connecting customers with competitive rates and streamlining the pre-approval process. Transparency and communication are strengths when present, but areas like follow-up consistency and spam prevention could improve, according to reviews. The service’s reputation is solid in the mortgage market, with reliability being its defining attribute.
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What Customers Are Saying About Own Up?

fantastic to work with

extremely helpful in connecting me

didn't get a hundred calls

very thorough and helpful

above and beyond level of helpful

so responsive and helpful

very quickly got pre-approved

truly excellent

Trustguide extracts key phrases from reviews about Own Up and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 60% of Own Up's customers had a positive experience.

Positive
60%
Neutral
0%
Negative
40%

Own Up Ratings

1

As of Based on 644 revies as of Jul 22, 2025

Own Up Score

60%

As of Based on 644 revies as of Jul 22, 2025

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Customer Reviews

As of Jul 22, 2025, 644 customers have reviewed this business and rated it 4.8 Star out of 5. Trustguide conducted an in-depth analysis of Own Up's publicly available reviews View source

Chiara G. rated Own Up 5 stars
2 weeks ago
Jenn is fantastic to work with. She is responsive and makes it easy for the buyer. The lenders that own-up works with consistently provide the best rates and they are also very easy to work with. Overall own-up offers the best service possible!
Ashton Greif rated Own Up 5 stars
3 weeks ago
Own up was extremely helpful in connecting me with the best mortgage quote. Even more important was the service I received. The person I spoke with went out of their way to provide me with info I didn't even know I needed. Super helpful!
Robbie Frazier rated Own Up 1 stars
3 weeks ago
OwnUp provides no actual service, information, or value. They simply collect and sell your info to a bunch of mortgage lenders so you'll receive an endless stream of telemarketing calls from lenders until the end of time. I have no desire to spend a half hour on the phone with each lender just to find out they likely can't beat the rate my local lender gave me. Competitor websites do the same thing, but at least the big competitor "LT" includes some online instant rates as well as a lot of useful information on their site. You'll get none of that with OwnUp.

Frequently Asked Questions About Own Up

Will using Own Up result in many unwanted calls from mortgage lenders?

Some reviewers mention receiving multiple calls and messages from lenders after submitting information, while others report limited follow-up. Experiences may vary based on the lender matching process.

How responsive is the Own Up team during the mortgage approval process?

Many reviewers highlight quick responses and helpful staff, naming several team members for their support. However, a few report delays or unreturned emails, suggesting responsiveness can differ between representatives.

Does Own Up conduct a hard credit check during the pre-approval process?

At least one customer noted experiencing an unexpected hard credit inquiry, despite being told otherwise. It's recommended to clarify with Own Up directly about the type of credit check conducted before proceeding.

About Own Up

Mortgage Broker
Own Up operates as a digital mortgage broker, helping customers find and compare mortgage rates from various lenders. Their core service involves connecting homebuyers and homeowners with lending partners, supporting the process of obtaining new mortgages or refinancing existing loans through an online platform.

Clients initiate the process by completing a questionnaire, after which they are contacted by Own Up representatives who discuss needs and refer them to lending partners. The company coordinates communication with lenders, facilitates pre-approval letters, and provides a streamlined workflow intended to reduce stress and enhance loan selection efficiency.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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