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Kabbage INC Reviews

Rated 3.7 based on 94 Reviews

1410 Broadway 16th floor, New York, NY 10018, United States

Banks New York

Published on
July 10, 2025
Last updated
July 10, 2025

Reviews Summary

Overall sentiment towards Kabbage is mixed, as shown by customers' diverse experiences dealing with their business loan and banking services. Reviewers consistently note positive interactions with account managers, particularly John Harrison, emphasizing his efficiency and willingness to assist clients during the funding process. However, substantial criticism is evident regarding customer service inconsistencies and operational challenges, such as account locks, delays in deposits, and communication breakdowns.

Frequent themes in the reviews include appreciation for quick loan processing and clear explanations from specific representatives versus complaints about slow response times, difficulties resolving account access issues, and confusing banking processes. Some customers report that account setup is straightforward, but their satisfaction is lessened by slow mobile deposits, nonfunctional app features, and delayed customer service responses. Problems with follow-up, repetitive document requests, and missing promotions also surface repeatedly.

In summary, Kabbage's reputation as a financial service provider is defined by a contrast between standout individual support and inconsistent company-wide reliability. While some customers enjoy personalized service—especially in loan origination—negative experiences with customer support and technology frequently lead to frustration. The company’s reputation hinges on strong personal relationships but is undermined by documented operational shortcomings.
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What Customers Are Saying About Kabbage INC?

a great experience

very helpful in explaining

I really do appreciate his help

extremely helpful and willing to walk me through

dead simple to setup

Trustguide extracts key phrases from reviews about Kabbage INC and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 40% of Kabbage INC's customers had a positive experience.

Positive
40%
Neutral
10%
Negative
50%

Kabbage INC Ratings

5

As of Based on 94 revies as of Jul 10, 2025

Kabbage INC Score

40%

As of Based on 94 revies as of Jul 10, 2025

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Customer Reviews

As of Jul 10, 2025, 94 customers have reviewed this business and rated it 3.7 Star out of 5. Trustguide conducted an in-depth analysis of Kabbage INC's publicly available reviews View source

Mike Harris rated Kabbage INC 5 stars
5 years ago
The process of getting a loan quickly was when my company needed it, was a great experience. I worked with my account manager John Harrison to get the loan setup and funded quickly. John was excellent and so helpful I really appreciate his assistance. If you need a loan quickly, call John! He's the best!
Charles Mai rated Kabbage INC 2 stars
3 years ago
I have been looking for an online business checking account for a while. And I received the Kabbage information because I am a American Express customer. It was easy to open the account. It is a great product, but… 1) It is very difficult to set up direct deposit to receive fund. It provides only your account number and routing. I have to google the bank address and phone number (I found out it is green dot bank). It was confusing. I am able to set up most of that but some will not accept the information. 2) Mobile deposit - it takes a few business days to get the deposits into your account (many banks do this almost instantly); 3) The phone app is horrible. I could not use my iPhone fingerprint to open. I have to use my AM Exp credential to sign in. 4) The account indicates my link bank accounts have problems but in fact there is none; 5) A few days ago, I logged into my account and found out it has been locked. I called a rep, and he could not unlocked. Then he created a ticket. I just logged into and it is still locked after a few business day. No access to my fund and could not use my debit card.
George Bradford rated Kabbage INC 5 stars
3 years ago
After checking with several lenders on line, I received a mail item from Kabbage. I called and ended up talking with John Harrison who was very helpful in explaining my short coming and why I was limited on the available loan amount and how I could increase that amount. First time in a long time that I feel I got the straight scoop from a loan company. I highly recommend Kabbage and John in particular to deal with.

Frequently Asked Questions About Kabbage INC

Who can I contact for assistance during the loan application process?

Customers are often assisted by account managers such as John Harrison, who provide direct support, answer urgent questions, and connect clients to specialists if needed for efficient loan processing.

How quickly are funds deposited after a mobile check deposit with Kabbage?

Some reviewers report that mobile deposits can take several business days to be credited to an account, which may be slower compared to other banks where deposits are processed almost instantly.

Is it easy to set up a business checking account with Kabbage?

According to customer feedback, initial account setup is relatively straightforward and can be completed online. However, direct deposit setup and linking external accounts can sometimes be confusing or require additional research.

About Kabbage INC

Banks
Kabbage is a financial technology company that provides online banking and lending solutions primarily for small businesses. Its main services include business checking accounts and funding through lines of credit or loans. The company operates through digital platforms, enabling clients to apply for products and manage their accounts online or via mobile applications.

The company runs a remote, technology-driven operational model, promoting efficiency through automated credit assessments, streamlined onboarding, and online account management. Customer support and account managers are accessible via phone or digital communication channels. Processes are intended to minimize paperwork and provide scalable financing, but customer touchpoints may include live representatives for issue resolution.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.