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EverBank Reviews

Rated 2.8 based on 12 Reviews

104 New Berlin Rd, Jacksonville, FL 32218, United States

Banks Jacksonville

Published on
July 10, 2025
Last updated
July 10, 2025

Reviews Summary

Customer reviews of EverBank’s banking services display a largely mixed to negative sentiment. A significant number of reviewers cite issues with technology failures, inconsistent account policies, and unresolved or poorly managed service problems. Several mention unpleasant experiences with customer service or dissatisfaction with account handling, particularly regarding account security and policy transparency. However, a few reviews do highlight prompt attention and friendly, professional treatment from certain staff, even amid disputes or account issues.

Recurrent themes across feedback include frustration with EverBank’s online systems and account verification processes, conflicting verbal and written policies, and slow or inadequate responses to security problems. Some negative feedback centers on access to funds, unauthorized account holds, and unreimbursed ATM errors. On the positive side, a minority of reviewers consistently appreciate the branch-level interaction, noting polite greetings, prompt help, and specific staff by name for their professionalism.

Overall, EverBank is regarded as an institution with considerable inconsistency in service delivery, especially as experienced by customers both in-person and online. While a subset of clients in local branches express ongoing loyalty due to personable staff and efficient transactions, broader feedback—especially from digital banking and account management—suggests ongoing operational and communication challenges. Reputation appears to vary significantly depending on the channel and location of service.
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What Customers Are Saying About EverBank?

treated so respectfully and patiently

every attempt would be made to ensure my satisfaction

Every time I visit the branch I'm met with a greeting

always fast service, never rude people

staff are professional, well trained, and friendly

Trustguide extracts key phrases from reviews about EverBank and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 30% of EverBank's customers had a positive experience.

Positive
30%
Neutral
10%
Negative
60%

EverBank Ratings

1

As of Based on 12 revies as of Jul 10, 2025

EverBank Score

30%

As of Based on 12 revies as of Jul 10, 2025

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Customer Reviews

As of Jul 10, 2025, 12 customers have reviewed this business and rated it 2.8 Star out of 5. Trustguide conducted an in-depth analysis of EverBank's publicly available reviews View source

Steve Cooper rated EverBank 1 stars
2 weeks ago
Avoid—there are far better options. The online application process for their Performance Savings account failed at the last step, where you fund the new account. About three weeks later, I finally succeeded in entering info to fund the account, and EverBank made the micro-deposits correctly and on time. However, a few days later, when I tried to verify the micro-deposit accounts at EverBank, the verification failed with “we can’t find your application”. I called the bank and learned my application had “timed out”, meaning they had purged my application because too much time had passed since I entered the application. I’m actually relieved it didn’t work out—if a bank’s software is so poorly written that it purges an application just days after the bank makes micro-deposits, just imagine all the other problems you’ll encounter down the road.
Johnny Carter rated EverBank 5 stars
4 months ago
Recently opened a MMA with a cashier's check and was told "new" accounts have to wait 5 biz days for access. I had 2 issues with this policy. First and foremost, I was told AFTER the account setup, and even though All bank literature (this includes online and new account pamphlets, AND an 8x10 business notice regarding new accounts which is directly in one's line of vision) clearly states cashier's checks are available the first business day after an initial deposit. I, of course, asked the manager why the blatant contradiction between verbal and written policy as false advertising issues seem to be of little concern at Everbank. I was again told new accounts were held to different standards........ Ok, well could we please get that fact in writing please because I had every intention of waiting the hold out and immediately taking my business elsewhere.... However, I cannot remember ever bring treated so respectfully and patiently while I continued to debate what I felt was a huge concern regarding my funds. Eventually I relented, but I was assured every attempt would be made to ensure my satisfaction. Before I write a novel lol, let me say that my manager called the issuing bank to verify the cashier's check had cleared and it actually had not. He asked that I come back later and he called again and it had cleared. He immediately contacted a supervisor and explained everything, and he had the hold lifted early and I was able to access my account. In my opinion isn't this the type of service and personal attention we all struggle to find. I'm a word ... YES!!! Everbank WILL be my bank now and always. Thank you for caring.
Shoufeng Yang rated EverBank 1 stars
4 months ago
Extremely awful bank, they retrieved my number 15y ago ( was their customer in 2011-2011) and used that as 2 factor, I was never allowed to access my own bank, followed their instruction to fax document on Feb 7th, as of Feb 27th, number was never updated, I called, their CSRs are utter scums, one CSR called Wade laughed at me by saying "I will insist sending text message to your number and you can't provide the code, I can't do anything, and you are welcome to call us again and again and never have access", I will contact their CEO and demand representative Wade to be terminated ASAP. Another call and escalated to manager, someone with Africa access was reasonable and handled the call professionally, this is a bank you should run away from!

Frequently Asked Questions About EverBank

Does EverBank have online application or account setup issues?

Some customers have experienced problems completing online applications and account funding, including timeouts and verification issues. It's advisable to check for updates to the platform or contact support if encountering trouble during the online account creation process.

How quickly can new account holders access their funds at EverBank?

Fund access for new accounts may vary. While literature may claim immediate availability for cashier's checks, staff sometimes impose longer holds. Branch personnel can expedite holds upon verification, so clarify terms and procedures during account setup.

What type of service can be expected at EverBank branches?

Branch experiences range from prompt, friendly greetings and efficient transactions to, at times, less satisfactory interactions. Several reviewers reported polite, professional staff and speedy in-branch service, but others noted occasional inconsistent customer service quality.

About EverBank

Banks
EverBank provides traditional banking services such as checking, savings, money market, and various account types. The company offers services through both online platforms and in-person at physical branch locations, serving individuals and businesses who require financial management and transaction processing.

The company follows standard banking procedures, including the use of security features like two-factor authentication and account verification. Branch operations involve in-person assistance for transactions, while digital services handle things like online applications, micro-deposit verification, and customer inquiries through telephone and online support. Policy enforcement and fund access align with common industry guidelines.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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