AI-powered Google Reviews Widget - FREE
Free Google reviews widget for your website
Increase sales, trust and credibility with ai.
Mike, Adam and another 21,516 have joined the waitlist.

Capital One Bank Reviews

Rated 2.7 based on 38 Reviews

1166 6th Ave, New York, NY 10036, United States

Banks New York

Published on
July 25, 2025
Last updated
July 25, 2025

Reviews Summary

The overall sentiment toward Capital One Bank in these customer reviews is largely negative, with many reviewers expressing dissatisfaction regarding customer service, communication, and banking procedures. While there is occasional mention of positive staff behavior, most feedback highlights issues such as unhelpful interactions, unclear policies, and long wait times. One reviewer offers a positive contrast, praising a specific employee for exceptional empathy and professionalism.

Common themes include slow transaction processing, unresponsiveness from bank management, unfriendly or rude behavior from tellers, and limited support for standard banking tasks like wire transfers or deposits. Customers frequently report waiting in long lines with minimal communication, as well as difficulties with account access and verification. Although a single review recommends the bank for its inclusivity and attentive service, it stands as an exception among broader patterns of frustration.

Overall, Capital One Bank in the reviewed locations faces challenges with its service reputation, primarily due to inconsistent customer service and inefficient processes. These operational and communication shortcomings are frequently cited, suggesting that many customers are dissatisfied with their in-branch experiences and would consider alternative banks for more reliable and courteous service.
Read more

What Customers Are Saying About Capital One Bank?

everyone is treated the same here

Trustguide extracts key phrases from reviews about Capital One Bank and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of Capital One Bank's customers had a positive experience.

Positive
10%
Neutral
10%
Negative
80%

Capital One Bank Ratings

3

As of Based on 38 revies as of Jul 25, 2025

Capital One Bank Score

10%

As of Based on 38 revies as of Jul 25, 2025

Got a busrning question about Capital One Bank?

Claim your profile. Tell the world about your key services, industry customers, or other valuable information.

Customer Reviews

As of Jul 25, 2025, 38 customers have reviewed this business and rated it 2.7 Star out of 5. Trustguide conducted an in-depth analysis of Capital One Bank's publicly available reviews View source

Samuel Pasquali rated Capital One Bank 1 stars
a year ago
This is the worse credit card I ever had. After using them for the first time I figured I make an over the limit payment. Even paying them before the due date. So, they freeze the card because they need to verify that the bank, I used to make the payment is actually my account. So, I sent them the documents they requested using the email address they provided. then, I called them to check up on the status of the restriction and they said I have to wait 12 business days to use the card again. Mind you this was after them allowing me to make the first purchase. How does this make any sense? Of course, this was after dealing with 5 different overseas foreign speaking individuals who all they could say is thank you have a nice day and sorry for your frustration.
faustocowboy rated Capital One Bank 1 stars
Edited a year ago
Terribly service... I wanted to make a deposit (sundays), and there is a sign that those ATM can't accept it..
George rated Capital One Bank 3 stars
Edited a year ago
Usually good experience here on the rare occasion I need to visit. Helpless, however, in performing basic banking functions, like a wire transfer. Apparently not the fault of the employees but of their systems. First time trying to do that, I was told they do not even have the system/option to do that and was redirected to do it myself online. Had to spend more than one hour in phone support hell after that.

Frequently Asked Questions About Capital One Bank

Are in-branch wait times at Capital One Bank long?

Many reviews report extended wait times at Capital One Bank branches, often with only a few tellers available. Customers note that lines can move slowly and there may be limited communication regarding delays.

Can I perform common banking transactions, such as wire transfers and cash withdrawals, at the branch?

Some customers have experienced difficulty with basic transactions at Capital One Bank, such as wire transfers and cash withdrawals. In certain cases, customers were instructed to complete transactions online or experienced long processing times in person.

What are the branch opening hours and are there schedule changes?

Branch hours may be subject to change, particularly due to external circumstances like public health situations. Reviews indicate inconsistencies between posted hours and actual opening times, so it is advisable to check directly with the branch before visiting.

About Capital One Bank

Banks
Capital One Bank is a financial institution offering a range of banking services, including checking and savings accounts, credit cards, withdrawals, deposits, and money transfers. The bank operates through physical branches where customers can conduct transactions and seek assistance for their financial needs.

Capital One Bank’s operations involve in-person interactions between customers and staff for most banking services. Branches typically assign tellers and managers to handle transactions, account inquiries, and policy enforcement. Customers can also utilize ATMs on site, and some procedures may require communication with call centers or online banking channels.
Expand

How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
Own this business? email us at hello@trustguide.ai.
9813099468758739869

How was your experience with Capital One Bank?

People also checked

SmartSave logo
SmartSave

Rated 5 stars

Dot Dot Loans logo
Dot Dot Loans

Rated 1 stars

Kroo Bank logo
Kroo Bank

Rated 5 stars

Onmo Ltd. logo
Onmo Ltd.

Rated 1 stars

Pfida logo
Pfida

Rated 1 stars

ClearBank logo
ClearBank

Rated 1 stars

Show your best reviews to your future customers
95% of your customers read online reviews. Make it easy for them.
Mike, Adam and another 21,516 have joined the waitlist.