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Capital on Tap Reviews

Rated 4.9 based on 11028 Reviews

6-8, Hylo Building, 103-105 Bunhill Row Floors, London EC1Y 8LZ

Banks London

Published on
July 28, 2025
Last updated
July 28, 2025

Reviews Summary

Overall, sentiment toward Capital on Tap in the banking and credit card sector is predominantly positive, with customers frequently referencing efficient, knowledgeable, and personable support from representatives such as Cameron, Jordan, Lola, Becks, Callie, Ryma, and Jack. Clients consistently comment on clear explanations, patience during issue resolution, and staff professionalism. However, there are recurring mentions of dissatisfaction regarding claim procedures and a couple of reviews detail frustrating experiences around card activation and resolution delays.

The most prominent themes include strong appreciation for individual service agents who facilitate smooth problem-solving via various channels (phone, chat), effective communication, and prompt follow-up, often exceeding customer expectations. Multiple reviews highlight convenience, user-friendly processes, and helpfulness during account and chargeback situations. Critical feedback clusters around rigid administrative responses, lack of process flexibility, and perceived unresponsiveness during disputes or card issues.

In summary, Capital on Tap builds a solid reputation as a customer-focused financial institution, particularly in providing reliable service and friendly staff support. While occasional complaints about claims handling and onboarding occur, repeat positive mentions of their service staff and process indicate dependable performance in the banking space.
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What Customers Are Saying About Capital on Tap?

great experience with Cameron

first class service

convenient and easy to work with

went above and beyond to help me

very knowledgeable

very helpful and fulfilled his promise

Ryma who was amazing and very patient

really helpful resolving an issue

Trustguide extracts key phrases from reviews about Capital on Tap and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 70% of Capital on Tap's customers had a positive experience.

Positive
70%
Neutral
10%
Negative
20%

Capital on Tap Ratings

2

As of Based on 11028 revies as of Jul 28, 2025

Capital on Tap Score

70%

As of Based on 11028 revies as of Jul 28, 2025

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Customer Reviews

As of Jul 28, 2025, 11028 customers have reviewed this business and rated it 4.9 Star out of 5. Trustguide conducted an in-depth analysis of Capital on Tap's publicly available reviews View source

Raja Y Mahmood rated Capital on Tap 5 stars
4 days ago
I had a great experience with Cameron from the customer service team. Was professional, patient, and genuinely helpful throughout our interaction. Cameron took the time to clearly explain my options and resolved my issue efficiently. It’s reassuring to know there are representatives like this who make banking feel more personal and stress-free. Excellent service!
James Sanger (Liforme) rated Capital on Tap 5 stars
2 weeks ago
As a recent customer, I am extremely impressed with the efficiency and customer service. I spoke with Jordan this morning and she was so professional, knowledgeable and helpful. Then on my second call with Thomas, once again a first class service. I would highly recommend!!
Mendy Kahan rated Capital on Tap 2 stars
2 weeks ago
I didn’t think much of them at first — they kept sending me letters non-stop. Eventually, I decided to join because of their rewards points scheme, which seemed attractive. However, I later had to raise a chargeback claim. Unfortunately, they closed the case immediately because I submitted the wrong paperwork. I asked for the claim to be reopened so I could provide the correct documents, but they simply refused.

Frequently Asked Questions About Capital on Tap

Can I expect helpful and knowledgeable customer support from Capital on Tap?

Yes, reviews repeatedly mention Capital on Tap staff being knowledgeable, friendly, and proactive in guiding customers through their banking needs. Representatives often provide clear explanations and step-by-step assistance.

How does Capital on Tap handle chargeback or dispute claims?

Several reviews indicate that Capital on Tap opens and investigates chargeback or dispute claims. However, claims may be closed if documentation is incomplete, with some feedback suggesting a rigid approach to reopening closed disputes.

Is card activation straightforward with Capital on Tap?

Most customers activate their cards with the help of support staff, but a few have reported difficulties with verification. Direct assistance and phone calls from company representatives are often utilized to resolve activation issues.

About Capital on Tap

Banks
Capital on Tap is a financial services company that offers business credit cards and banking solutions primarily to small and medium-sized enterprises. The company operates within the financial services industry, enabling customers to manage credit, make purchases, and access business-related rewards through their digital and customer support channels.

Operationally, Capital on Tap provides both online and telephone support, with services that include card activation assistance, chargeback claims processing, and tailored guidance for business account management. Customer inquiries are handled by dedicated service representatives who guide users through the company's processes, such as application approval, onboarding, and resolution of service issues.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.