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Affinity Federal Credit Union Reviews

Rated 3.7 based on 17 Reviews

1365 Rte 35 NJ-35, Middletown Township, NJ 07748, United States

Banks Middletown Township

Published on
July 22, 2025
Last updated
July 22, 2025

Reviews Summary

Overall sentiment for Affinity Federal Credit Union is mixed, as reviewers reflect both strong positive experiences and significant dissatisfaction. Reviewers frequently appreciate specific staff members, notably Diana, Viviana, and Bernadette, for their professionalism and thorough support during auto loan and banking processes. However, there are notable concerns regarding consistency in communication, account security measures, and branch access, which suggests room for operational improvement.

Common feedback centers on the helpfulness and clarity provided by staff during financial transactions, particularly auto loans. Many mention ease of application and feeling informed, sometimes citing cost savings. Conversely, several reviewers note challenges with account freezing procedures, drive-thru availability, and inconsistent customer service policies between branches. These operational difficulties, sometimes specific to the Middletown, NJ branch, raise concerns about accessibility and procedural clarity.

In summary, Affinity Federal Credit Union earns a reputation for strong individual staff support and informative loan services within New Jersey, but issues with accessibility, security, and process transparency impact overall trust. While loyal customers exist, seamless service delivery varies, impacting the credit union’s standing among regional members.
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What Customers Are Saying About Affinity Federal Credit Union?

excellent experience getting our auto loan

went above and beyond

Fantastic service from both the branch representative

the transaction was so smooth

Great service and products

Loan department is amazing

so helpful in my auto loan process

Best banking in the world

Very pleasant and helpful staff

Trustguide extracts key phrases from reviews about Affinity Federal Credit Union and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 40% of Affinity Federal Credit Union's customers had a positive experience.

Positive
40%
Neutral
10%
Negative
50%

Affinity Federal Credit Union Ratings

5

As of Based on 17 revies as of Jul 22, 2025

Affinity Federal Credit Union Score

40%

As of Based on 17 revies as of Jul 22, 2025

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Customer Reviews

As of Jul 22, 2025, 17 customers have reviewed this business and rated it 3.7 Star out of 5. Trustguide conducted an in-depth analysis of Affinity Federal Credit Union's publicly available reviews View source

Eric Antokal rated Affinity Federal Credit Union 5 stars
4 months ago
We had an excellent experience getting our auto loan through Affinity. Working with Diana was a pleasure - she was extremely professional and helpful and made everything easy to understand as a first time car buyer. I felt that she went above and beyond to make sure that we were taken care of. Thank you Diana!
Tabitha Linley rated Affinity Federal Credit Union 1 stars
a year ago
The worst credit company to ever use! I was a month behind on my truck when they towed my truck. We had discussed a payment arrangement & they had agreed with it but still took my truck! I got it back, paid all fees, paid the past due amount & a month in advance but they came on took my truck again saying I didn’t pay it all! If I didn’t pay it all how could I have gotten my truck back to begin with?! So I have put over 5,000 into a vehicle within the past 3 months just to get it repossessed & was ripped off!
Migdalia Kaye rated Affinity Federal Credit Union 5 stars
a year ago
Fantastic service from both the branch representative Diana and lending team. Quick, prompt n very professional. I purchased a car off off of a lease n the transaction was so smooth. I also acquired a credit card and set up the app and love the features. The walk up vs drive thru doesnt bother me since i mostly use online banking. Great service and products. Im recommending my friends and family. Thank you

Frequently Asked Questions About Affinity Federal Credit Union

How do staff at Affinity Federal Credit Union support first-time car buyers?

Staff members, such as Diana, are noted for breaking down information and making the auto loan process clear and manageable for new car buyers. Several reviewers highlight personalized guidance and step-by-step support during loan applications.

Are there differences in services or procedures between Affinity Federal Credit Union branches?

Yes, reviews indicate that some branches, like Middletown, NJ, may not offer amenities such as drive-thru service or in-person cash withdrawal by appointment, which can affect convenience. Procedure differences may require additional travel or branch-specific clarity.

What account security measures are in place for lost or stolen cards?

According to reviews, freezing an account or card may require calling multiple numbers, downloading the app, and providing card numbers. This process may not be streamlined for situations where the physical card is unavailable, highlighting potential operational challenges.

About Affinity Federal Credit Union

Banks
Affinity Federal Credit Union is a financial institution operating within the credit union industry. It offers products such as auto loans, credit cards, and standard banking services to individual members. The company serves its members through local branches in New Jersey and digital banking platforms including a mobile app.

Affinity implements a membership-based structure typical of credit unions and conducts its services both in-branch and online. Core processes include application-assisted lending, shared branch transactions, and mobile account management. The company manages branch access, transaction processing, and compliance with identification protocols to deliver its financial services.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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