The most common issues shared relate to unexpected changes in lending policies, poorly explained fees, and abrupt loan reversals even after approval and documentation. Many reviews highlight the difficulty in resolving problems, reporting ignored calls and emails, and inconsistent information between departments. The structure of automatic repayments from eBay sales and Stripe partnerships is frequently referenced, with concerns about insufficient clarity in loan terms, repayment options, and ongoing account management.
In summary, YouLend’s reputation among reviewers is largely negative, with frequent reports of distressing customer service and unpredictable loan processes. While a minor segment of long-standing customers report satisfaction with specific account managers, widespread negative feedback suggests trust and reliability concerns. For businesses seeking finance in the UK, caution is advised given the patterns of dissatisfaction, lack of support, and unexpected changes described in the reviews.