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Uprova Reviews

Rated 4.6 based on 5791 Reviews

635 E Hwy 20 V, Upper Lake, CA 95485, United States

Financial Services Upper Lake

Published on
July 10, 2025
Last updated
July 10, 2025

Reviews Summary

The overall sentiment toward Uprova’s loan services is generally positive, with customers frequently expressing appreciation for the fast and straightforward loan approval and funding process. Multiple reviewers highlight the ease of application, quick deposit times, and responsive customer service, contributing to the company’s reputation for efficiency. However, negative feedback does surface regarding high interest rates and occasional unsatisfactory customer support experiences, such as encountering a rude representative.

Common themes include the accessibility of loans for individuals with poor credit, transparent information during the contract process, and the convenience of rapid payouts—even outside traditional business hours. Customers often mention satisfaction with user-friendly digital tools and the ability to repay loans early without penalty. Despite overall satisfaction, high APR and demanding biweekly payments are persistent concerns across several reviews, highlighting the importance of reading all terms carefully.

Overall, Uprova is regarded as a reliable option for fast, short-term financial solutions, particularly for those needing urgent funding or facing credit challenges. The company’s strong points are speed and accessibility, but potential borrowers in the United States should weigh costs carefully, given repeated mentions of high interest and repayment burdens. Trust is bolstered by repeat use and consistent delivery on promises.
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What Customers Are Saying About Uprova?

do good Business with me

Customer service is fast responding to emails

easy and fast

helped me out when I was in a bind

very user friendly

very fast, application is easy

transaction was very smooth

hassle-free experience

easy application process

very easy and quick to use

Trustguide extracts key phrases from reviews about Uprova and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 70% of Uprova's customers had a positive experience.

Positive
70%
Neutral
10%
Negative
20%

Uprova Ratings

5

As of Based on 5791 revies as of Jul 10, 2025

Uprova Score

70%

As of Based on 5791 revies as of Jul 10, 2025

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Customer Reviews

As of Jul 10, 2025, 5791 customers have reviewed this business and rated it 4.6 Star out of 5. Trustguide conducted an in-depth analysis of Uprova's publicly available reviews View source

Trefonia Lucas rated Uprova 5 stars
3 months ago
I love Uprova they do good Business with me.Fast and easy, in couple hours my money in my account. It helped a lot financially. I'll recommended this company to my family and friends. Thanks to Uprova.
Walter Garrison rated Uprova 5 stars
a month ago
When you need money fast and are approved with not the greatest scores you get that from Uprova. Very very high interest rates. But if you pay back sooner then you won’t have to pay triple the amount back. Customer service is fast responding to emails. Easy process. Just be sure to read EVERYTHING before signing. If you are able to pay it all back before interest kicks in and before your first payment so you’re paying a small portion more than just what you borrowed. I will definitely be using them again if needed.
Merle Ann Fenske rated Uprova 5 stars
a month ago
My loan, from start to funding, was easy and fast. All of the contract information was easy to understand. The payback amount was very manageable for my situation. I will recommend Uprova to others and use them again, should I need a loan in the future. Thank you for excellent and caring service.

Frequently Asked Questions About Uprova

How quickly can I receive funds from Uprova after loan approval?

Based on reviews, funds are typically deposited in a customer's account within a few hours, and sometimes even within an hour after approval. This rapid turnaround is one of Uprova's most frequently cited features.

What kind of interest rates should borrowers expect from Uprova?

Reviews consistently mention that Uprova's loans have very high interest rates, sometimes described as 'astronomical.' Customers are advised to repay loans early if possible to minimize the total cost.

Is there a penalty for paying off a Uprova loan early?

There is no penalty for early loan repayment. Multiple reviewers note that paying off your loan before the first scheduled payment can significantly reduce the total interest you pay.

About Uprova

Financial Services
Uprova is a financial services provider that offers short-term personal loans, often targeting individuals who need urgent funds and may have less-than-perfect credit histories. The company operates primarily online, enabling customers to complete applications and receive loan decisions rapidly without the need for in-person interactions.

Uprova processes loan requests through a streamlined digital system, providing rapid approvals and electronic fund transfers, often within hours. Borrowers receive clear contract terms and manageable repayment options, including the ability to pay off loans early without penalties. Customer support is accessible via email, and biweekly repayment schedules are typically required.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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