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TrueLayer Reviews

Rated 3.3 based on 27 Reviews

40 Finsbury Square, London EC2A 1PX

Financial Services London

Published on
August 17, 2025
Last updated
August 17, 2025

Reviews Summary

The overall sentiment toward TrueLayer’s payment services, as reflected in recent customer reviews, is strongly negative. Reviewers frequently mention issues such as payments not being processed, unresponsive support, unexpected access to banking information, and significant transaction delays. There is a clear lack of trust communicated through repeated warnings against using the company, along with frustration over payment holds and blocked amounts. One positive note is a single mention of the platform being quick and easy for topping up, but this is an outlier compared to the volume of critical feedback.

Dominant themes include a pervasive sense of unreliability and poor customer communication. Customers specifically cite the lack of timely support, unclear or misleading information about data access, and weekday-only service windows causing inconvenient delays for money transfers. Security concerns—such as claims of excessive account access and lost or delayed funds—are prevalent, with some reviewers explicitly stating they feel misled about how TrueLayer’s systems operate.

In summary, TrueLayer is currently regarded as a high-risk option for payment gateway services. Based on feedback, potential users—particularly those needing reliable support and transparent communication—may wish to consider alternative providers. There is little evidence of satisfactory issue resolution or consistent positive experiences in recent customer commentary.
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What Customers Are Saying About TrueLayer?

Quick and easy method to top up

Trustguide extracts key phrases from reviews about TrueLayer and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of TrueLayer's customers had a positive experience.

Positive
10%
Neutral
0%
Negative
90%

TrueLayer Ratings

4

As of Based on 27 revies as of Aug 17, 2025

TrueLayer Score

10%

As of Based on 27 revies as of Aug 17, 2025

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Customer Reviews

As of Aug 17, 2025, 27 customers have reviewed this business and rated it 3.3 Star out of 5. Trustguide conducted an in-depth analysis of TrueLayer's publicly available reviews View source

Lee Golding rated TrueLayer 1 stars
2 weeks ago
They have caused huge amounts of stress and anxiety for me. They processed a large payment from my bank account, but never transferred the payment to the recipient. My bank is trying to recall the payment. It’s been 20 days now and True Layer won’t help me. Absolutely disgraceful. Do NOT use their “Easy Payments” on any websites.
Josh McIntosh rated TrueLayer 1 stars
10 months ago
We got halfway through implementation and were told they needed half a day of development time to make their woo plugin HPOS compatible. Many unanswered emails later and finally our contact's email being suddenly deactivated we reached out to their online support where we were told they don't think our company is the right fit for them. If you require a plugin that requires any level of support, don't choose TrueLayer there are many other better options out there by companies that values their customers/potential customers.
aditya sanal rated TrueLayer 4 stars
10 months ago
UPDATE: VANCE uses Truelayer a payment gateway service. Unfortunately this company doesnt work on weekends like most of the companies don’t. So if you transfer money on weekends using Vance, your money would be stuck for couple of days until a working day kicks in! So if you are using Vance make sure you make your transfers on weekdays!

Frequently Asked Questions About TrueLayer

Does TrueLayer process payments on weekends?

According to customer feedback, TrueLayer does not process payments or resolve payment issues on weekends. Transfers made during weekends may be delayed until the next working day, potentially causing funds to be unavailable for several days.

What are common issues users experience with TrueLayer?

Reviewers commonly report delayed or unprocessed payments, lack of responsive support, issues with plugin compatibility, and unexpected access to broader bank account information than stated during setup.

Can large payments be blocked by TrueLayer?

Some reviews indicate that TrueLayer may block or delay larger payment amounts even if there are no limits on the user’s bank account. Users with high-value transfers should be aware this could occur during the process.

About TrueLayer

Financial Services
TrueLayer operates in the financial technology sector, providing payment gateway services that facilitate electronic fund transfers between consumers and merchants. Its products are used by individuals and businesses to move money digitally through integrations with existing web platforms and plugins.

The company’s model involves connecting to users’ bank accounts to process transactions, typically through APIs and third-party integrations. Its services work in partnership with websites, payment solutions, and plugins. Operational limitations may include lack of weekend support and certain restrictions based on transaction amounts or platform compatibility.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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