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Retail Merchant Services Reviews

Rated 3 based on 655 Reviews

Matrix House, N Fourth St, Milton Keynes MK9 1NJ

Financial Services Milton Keynes

Published on
August 20, 2025
Last updated
August 20, 2025

Reviews Summary

Overall sentiment toward RMS, a card payment terminal provider, is predominantly negative based on these customer reviews. Reviewers repeatedly cite contract disputes, lack of communication, unexpected charges, and issues resolving cancellations or equipment returns. While a few customers highlight excellent support experiences from individual staff such as Dan, Michael, and Jake Murray, most feedback reflects frustration with the company's processes and aftercare. Persistent problems with account closure, debt collection, and delays are frequently mentioned, with some customers using strong language to caution others.

Common themes involve ongoing issues with service cancellation, long call wait times, and aggressive or confusing billing. Customers across regions such as Cumbria report unresponsive phone support and lack of follow-through on commitments made by sales staff or support representatives. A small number of reviews praise the professionalism and knowledge of certain team members, but this is outweighed by recurring operational complaints and distrust.

Based on the reviews provided, RMS faces a reputation challenge among users in the UK owing to perceived billing irregularities and poor communication. Instances of effective support are occasional and tied to specific staff rather than the company as a whole. Overall, RMS is viewed with caution and skepticism by its clientele, particularly among small business customers who emphasize reliability and transparency in the payment processing sector.
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What Customers Are Saying About Retail Merchant Services?

Fantastic Customer Service

Everyone I had spoken to were very kind

Michael was very helpful

Mr. Murray was a breath of fresh air

he established e-mail contact

Trustguide extracts key phrases from reviews about Retail Merchant Services and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 30% of Retail Merchant Services's customers had a positive experience.

Positive
30%
Neutral
0%
Negative
70%

Retail Merchant Services Ratings

1

As of Based on 655 revies as of Aug 20, 2025

Retail Merchant Services Score

30%

As of Based on 655 revies as of Aug 20, 2025

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Customer Reviews

As of Aug 20, 2025, 655 customers have reviewed this business and rated it 3 Star out of 5. Trustguide conducted an in-depth analysis of Retail Merchant Services's publicly available reviews View source

sam collins rated Retail Merchant Services 1 stars
2 months ago
AVOID AVOID AVOID I was a loyal customer for many years on what I believed was a rolling monthly contract. When I closed my small business in December 2023, I phoned to cancel and made it clear the business was shutting down and I no longer required their services. I was told my account was closed, and I assumed that was the end of it. Months later, I began receiving aggressive emails demanding nearly £800 for a “second contract” I was never made aware of, never agreed to, and never used. I have repeatedly tried to respond and explain, but communication with this company is like banging your head against a wall. No one takes responsibility, and no clear proof has been provided. I’m more than happy to defend my position in court rather than pay a penny more to what I now consider a highly unethical business run by con artist. This is not how you treat longstanding customers — especially small businesses doing their best to wrap up properly. Absolute cowboys. I would not touch them again with a barge pole. AVOID AVOID AVOID
Gman rated Retail Merchant Services 1 stars
2 months ago
Absolutely sham and scam. Switched to this company on the understanding they would cover the cost the getting me out of present contact. This never happened, sales person had left ( very common ) and so my word against there’s . Stayed with them for 3 years or so. But still had to pay my old supplier as well. After 3 years I closed the business and returned the machine. Notified by phone and also discussed the above. A year later I get a bill followed by debt chasing. Was informed I had not notified them and so contract was still in force. Paid ( under duress ) and notified by email of termination . Two years after I closed the business I get another invoice. Emailed them to tell them exactly what I thought of them and was informed that I had not cancelled my contract ! Which I had and still had a copy of the email. How can a company send invoices for work they have not done ? To add to the the scam,I can’t believe that people have taken the time to write so many good reviews about a card machine supplier.
Paul Commander rated Retail Merchant Services 1 stars
2 months ago
My card reader went down last Friday 8th August 2025. I tried to ring the help line and it gave me a message, 'wait, an adviser will be with you shortly'. Having hung on for nearly 2 hours and listened to this message nearly every 30 seconds I still hadn't been connected to an advisor so I hung up. I have tried again today and hung on for over 2 hours and eventually had to hang up. What the hell is going on? why doesn't someone answer? I run a small rural business and these days few people carry cash so tend to use the card reader. This is costing me money in lost sales and all I want is to talk to someone to get the matter sorted out. Is this too much to expect? I run The Toy Works, Melmerby, Penrith, Cumbria, CA10 1HE

Frequently Asked Questions About Retail Merchant Services

How is RMS customer support rated by users?

Customer opinions about RMS support are mixed. Some customers praise individual staff members for professionalism and helpfulness, but many express frustration with long hold times, unresponsive service, and communication difficulties, especially during account cancellation or troubleshooting.

Are there issues with contract terminations or hidden charges?

Several reviews indicate recurring challenges with ending contracts, unexpected fees, and aggressive debt collection. Users report being billed after cancellations or for equipment already returned, suggesting that contract terms and billing processes may not always be clear or seamless.

How can customers return their card terminals and avoid future charges?

To help avoid future charges, customers should retain proof of terminal returns and document all communications related to account cancellation. Multiple reviews suggest it is important to keep email records and return confirmations in case of disputes over equipment or contract status.

About Retail Merchant Services

Financial Services
RMS is a company that provides card payment terminals and related financial services, primarily for small businesses. Their offerings include card machines and support for electronic payment transactions, catering to customers who need reliable payment processing solutions for in-person business activities.

The company operates through a direct service model involving contracts with end-user businesses. Customer support is managed via a help desk and individual representatives. RMS handles both the provision of hardware (terminals) and ongoing customer support, as well as billing and account management processes which are overseen through their internal systems.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.