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Omni Capital Retail Finance Reviews

Rated 3.1 based on 246 Reviews

Financial Services in Basingstoke

Belvedere House, Basing View, Basingstoke RG21 4HG

Published on
August 10, 2025
Last updated
August 10, 2025

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 60% of Omni Capital Retail Finance's customers had a positive experience.

Positive
60%
Neutral
20%
Negative
20%

Ratings

As of Based on revies as of

Score

As of Based on revies as of

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What Customers Are Saying About Omni Capital Retail Finance?

Staff very helpful

the incredible support they gave me

so efficient, patient, and genuinely kind

the process was very quick

very helpful and patient with me

plain English

easy and to obtain an interest free loan

there is always help at hand

Troy was wonderful, very funny and helpful all in one

zero issues

Trustguide extracts key phrases from reviews about Omni Capital Retail Finance and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Customer Reviews

As of Aug 10, 2025, 246 customers have reviewed this business and rated it 3.1 Star out of 5. Trustguide conducted an in-depth analysis of Omni Capital Retail Finance's publicly available reviews View source

Megan Evans rated Omni Capital Retail Finance 1 stars
a week ago
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Poor service. Emails are confusing for cancelling my plan. I received a horrid response after a complaint I processed in regards to cancelling, discussing they weren't taking my complaint seriously and they were never at fault. After 3 months I finally closed my account but had a battle to do so. I would never use this company again and unless you are 100% sure its what you want then dont bother because you will flight for ages to sort things out.
George Prime rated Omni Capital Retail Finance 4 stars
3 weeks ago
Staff very helpful. Had a problem filling in parts of the application form because I don’t have a landline and it wouldn’t accept my mobile number. The form states to put ‘ either ‘ a landline or a mobile, so this form needs addressing. Also where it asks to enter a password I didn’t get to as it got filled in automatically somehow.
Isabelle Plant rated Omni Capital Retail Finance 5 stars
3 weeks ago
I just want to say a huge thank you to Omni Capital Finance for the incredible support they gave me during a really difficult time. I was unable to work due to struggles with my mental health and found myself in a position where I couldn’t keep up with my loan repayments. When I reached out to explain, I was met with such kindness and understanding. Every person I spoke to was so lovely, empathetic, and non-judgmental — it made a stressful situation feel a lot more manageable. I’m sorry I can’t remember all of their names, but I do want to give a special mention to Rianne, the last person I spoke with. She was so efficient, patient, and genuinely kind. It’s rare to come across a finance company that treats people like people, especially during tough times, and I’m truly grateful for the support I received. Thank you again to the team at Omni Capital.

Reviews Summary

Based on customer reviews, Omni Capital Finance’s overall sentiment is largely positive with recurring mentions of supportive and empathetic service, particularly during challenging times such as health or financial difficulties. Reviewers consistently note helpful staff members, with certain team members, like Rianne, receiving special recognition. Complaints do exist, mainly concerning unclear cancellation procedures and document processes, demonstrating room for operational improvements.

The most frequent positive themes include friendly and patient staff, clear explanations of loan processes, and a straightforward application system. Customers appreciate the plain-language documentation, ease of setting up payment plans, and helpful, non-judgmental communication, especially when dealing with sensitive financial situations. However, some negative experiences are tied to confusion over forms, unclear instructions, and dissatisfaction with the complaint or cancellation processes.

Overall, Omni Capital Finance is regarded as a reliable loan provider with a strong reputation for customer support and transparent finance processes. Trust is reinforced by repeat users and detailed feedback on professional interactions. The company demonstrates a consistent operational model across its service region without mention of a specific country location.
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Frequently Asked Questions About Omni Capital Retail Finance

How easy is it to apply for a loan with Omni Capital Finance?

Customers describe the application as straightforward, with documentation provided in plain English and an easy setup process. Some note minor issues with online forms, but staff are available to help resolve concerns efficiently.

What kind of support do customers receive when facing financial or personal difficulties?

Many reviews highlight that Omni Capital Finance staff handle sensitive financial situations with empathy, offering patient, non-judgmental support and tailored payment plans to help customers manage temporary hardships.

Is assistance available if I have trouble understanding the loan documents?

Yes, reviews note that team members explain processes in language customers can understand. If there is confusion with documentation, staff are available by phone or email to provide step-by-step guidance.

About Omni Capital Retail Finance

Financial Services
Omni Capital Finance is a finance company specializing in providing consumer loan services for individuals seeking retail finance solutions. The company operates within the financial services sector and offers personal loans, often in connection with purchases made via retail partners or for managing various expenses, such as veterinary care, using an in-person and digital approach.

Omni Capital Finance manages loan applications through accessible forms and clear documentation, providing transparent terms to its customers. The workflow typically involves online application submission, step-by-step document processing, and customer service interactions for guidance and support. Payment plans and loan management are handled through clear processes and regular communication to ensure customers understand their obligations.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.