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Northridge Finance Reviews

Rated 4.2 based on 618 Reviews

Financial Services in Belfast

1 Donegall Square S, Belfast BT1 5LR

Published on
August 16, 2025
Last updated
August 16, 2025

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 80% of Northridge Finance's customers had a positive experience.

Positive
80%
Neutral
0%
Negative
20%

Ratings

As of Based on revies as of

Score

As of Based on revies as of

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What Customers Are Saying About Northridge Finance?

pleasant experience

helpful,friendly and professional

did step in to help resolve the issue fairly

quick solution to my issue

polite, professional and helpful

motivated, confident and very polite and professional

so knowledgeable and courteous

understanding and efficient

could not have been more helpful and understanding

Trustguide extracts key phrases from reviews about Northridge Finance and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Customer Reviews

As of Aug 16, 2025, 618 customers have reviewed this business and rated it 4.2 Star out of 5. Trustguide conducted an in-depth analysis of Northridge Finance's publicly available reviews View source

Kerri Bradley rated Northridge Finance 5 stars
a month ago
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I spoke with Amy from customer services a few days ago and it was such a pleasant experience. Amy is clearly very competent at her role, she was able to assist me and answer my queries within 5 minutes. It is apparent that Amy is an asset to Northridge and I have no doubt she gets through loads of customer queries each day, I'm sure any data analytics would highlight this, due to her excellent communication skills and technical skills. I never usually write reviews but I felt that such a positive, articulate and helpful person, should receive this feedback. Thank you Amy. Keep up the great work. I will definitely not hesitate to contact Northridge customer service again, given the exceptional service provided by Amy. Thank you. A seamless, prompt and helpful service.
Susan Reed rated Northridge Finance 5 stars
2 weeks ago
Fantastic customer service from Amy today. We had some queries, Amy told us what we needed to know and confirmed everything by email. Really helpful,friendly and professional. Based on our first contact with Northridge Finance would recommend them.
Michael Maxwell rated Northridge Finance 5 stars
2 weeks ago
Initially, I had a frustrating experience after financing a car through Northridge, especially when several undisclosed issues came to light shortly after delivery — the most serious being a large chip in the windscreen that quickly turned into a crack. At first, I felt unsupported, particularly given the distance from the dealer and the tight timelines involved in resolving the matter. It was an incredibly stressful situation, and I didn’t feel like my concerns were being heard. However, after further communication and escalation, I’m pleased to say that Northridge did step in to help resolve the issue fairly. They took my complaint seriously, reassessed the situation, and ultimately acted in line with consumer protection laws. While the process took some persistence, I’m now satisfied with how the matter was handled and the outcome that followed. I especially appreciate that Northridge acknowledged the dealer’s responsibility and helped ensure I wasn’t left to cover the cost of repairs myself. Once the right person got involved, the communication improved, and things moved much more smoothly. Mistakes and misunderstandings can happen, but what matters is how they’re handled. I’m grateful that Northridge ultimately did the right thing and supported me as a customer. Their low rates are indeed competitive, and with the resolution in place, I now feel more confident recommending them — just make sure to raise concerns early and document everything. Thank you to the team who helped turn this experience around

Reviews Summary

The overall sentiment expressed in reviews for Northridge Finance is predominantly positive, with many customers highlighting prompt, helpful, and professional service experiences. Staff members such as Amy, Gary, Eric, Ade, and Emma are frequently mentioned for their competence and friendly approach. While a few customers mention initial frustrations or difficulties with car finance agreements and approval limitations, the majority reflect satisfaction with issue resolution and support provided.

Common feedback includes praise for customer representatives’ technical knowledge, clear communication, and willingness to resolve issues. Customers describe their interactions as seamless, courteous, and efficient, especially when resolving settlement queries or managing financial changes. Notably, the company’s staff often receive individual recognition, indicating consistent service delivery across team members. Critical reviews typically involve isolated incidents of denied finance or initial dissatisfaction, but most note eventual fair treatment.

Overall, Northridge Finance is regarded as a reliable and responsive car finance provider, particularly valued for its knowledgeable staff and structured issue resolution processes. The company’s reputation in the UK benefits from repeated themes of professionalism, customer care, and ability to address and correct service problems, resulting in a positive perception among local consumers.
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Frequently Asked Questions About Northridge Finance

Are Northridge Finance representatives approachable and knowledgeable?

Yes, staff members at Northridge Finance are frequently described as friendly, professional, and knowledgeable, with several customer reviews citing specific representatives for their efficient and helpful assistance.

How does Northridge Finance handle customer complaints or disputes?

Customer reviews indicate that the company takes complaints seriously. While resolution may require follow-up and escalation, Northridge Finance has demonstrated willingness to acknowledge issues, investigate, and act in accordance with consumer protection law.

What is the process for settling a car finance agreement with Northridge Finance?

To settle a finance agreement, customers typically contact Northridge by phone, confirm details, and receive their final settlement price. A confirmation email is sent once the balance is paid, as noted by customers in several reviews.

About Northridge Finance

Financial Services
Northridge Finance is a financial services company specializing in car finance products, including personal contract purchase and conditional sale agreements. It operates as a lender, providing finance solutions for individuals seeking to purchase vehicles through authorized dealerships in the United Kingdom.

The company manages customer accounts by coordinating with clients via telephone and email, offering account management, settlements, and support through dedicated customer service teams. Their operational model emphasizes direct communication, clear process explanations, and compliance with consumer protection regulations. Staff handle both routine inquiries and complex complaint resolution internally.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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