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My Debt Plan Ltd logo

My Debt Plan Ltd Reviews

Rated 4.5 based on 231 Reviews

Financial Services in Cheadle

Blenheim Court, Carrs Rd SK8 2JY

Published on
August 31, 2025
Last updated
August 31, 2025

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 50% of My Debt Plan Ltd's customers had a positive experience.

Positive
50%
Neutral
0%
Negative
50%

Ratings

As of Based on revies as of

Score

As of Based on revies as of

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What Customers Are Saying About My Debt Plan Ltd?

absolutely amazing

They were very helpful for us

kind and calming

caring, compassionate, non judgmental, helpful

pleasant and understanding

so welcome and they are so patients

Trustguide extracts key phrases from reviews about My Debt Plan Ltd and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Customer Reviews

As of Aug 31, 2025, 231 customers have reviewed this business and rated it 4.5 Star out of 5. Trustguide conducted an in-depth analysis of My Debt Plan Ltd's publicly available reviews View source

Alison Hilll rated My Debt Plan Ltd 5 stars
3 months ago
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OMG! These guys are absolutely amazing! Everyone I spoke to were so lovely super friendly and very apologetic for the wait as I was waiting to be transfered to an advisor. I can't thank them enough..Charlie who kept me updated...and especially Gareth my advisor...well worth the wait💜 100% good guys.. I would recommend calling them if you ever need help with debt... BRILLIANT SERVICE 👏
Louise Alford rated My Debt Plan Ltd 1 stars
a month ago
Went for iva was told wait for creditors to have a meeting first meeting cancelled. Had two wait another two or so weeks had a letter from bailiffs got in contact with my dept plan to be told it was in place only to be told two weeks later that it wasn't but they still tried to take my money .
Josef Harradence rated My Debt Plan Ltd 5 stars
a month ago
They were very helpful for us and very considerate in dealing with our situation as debt isn't an easy situation to talk about. They can help you so much and I desperately plead with people to talk to them. A person named Cameron Galea was the one that has been helping us and the world would be a better place with more people like him. Thank you so much Cameron for listening and empathising with our situation. 💙

Reviews Summary

The overall sentiment toward My Debt Plan’s insolvency service is mixed, with a significant portion of customers expressing appreciation for staff friendliness, empathy, and supportive guidance, especially when discussing emotionally challenging debt situations. Positive mentions name staff members like Charlie, Gareth, Cameron, Jordan, Jason, and Monique for their detailed explanations and emotional support. However, notable criticisms center around communication delays, confusion during the process, and dissatisfaction with issue resolution.

Common feedback highlights human support and non-judgmental attitudes as key strengths, with several reviewers stating that team members alleviate financial stress and explain complex procedures patiently. At the same time, recurring themes include lack of process transparency, inconsistent information from call center staff, difficulties reaching UK-based representatives, and payment or legal miscommunications.

Overall, My Debt Plan’s reputation is defined by strong individual staff support counterbalanced by operational frustrations. Customers in the UK see My Debt Plan as compassionate in person but cite significant administrative weaknesses. The company’s standing relies on consistency in support and efficiency improvements.
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Frequently Asked Questions About My Debt Plan Ltd

Will advisors at My Debt Plan explain debt solutions clearly?

Yes, several reviewers highlight that advisors at My Debt Plan take time to explain solutions thoroughly, answer questions patiently, and provide regular updates during the process.

Is it easy to reach UK-based support with My Debt Plan?

Some reviews mention difficulty reaching UK-based staff, as calls may be routed to call centers outside the UK. This has resulted in inconsistent information and frustration for a few clients.

How does My Debt Plan handle initial payments and account withdrawals?

A few customers have experienced confusion or issues with payments, including delays, unexpected withdrawals, and miscommunication about account status. It is recommended to confirm payment details and request prompt follow-ups if unclear.

About My Debt Plan Ltd

Financial Services
My Debt Plan provides insolvency services, assisting individuals with debt management solutions, including Individual Voluntary Arrangements (IVAs) and creditor negotiations. The company operates in the financial services sector and primarily delivers its support model over the phone, engaging with clients in the UK who face personal finance challenges.

My Debt Plan’s process involves initial phone consultations with advisors, detailed explanations of possible solutions, ongoing communication for updates, and guidance through paperwork and creditor interactions. The company routes calls through their centers, sometimes internationally, maintaining a structured approach to onboarding, process updates, and response follow-ups with clients.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.