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Midland Credit Ltd logo

Midland Credit Ltd Reviews

Rated 4.7 based on 308 Reviews

The MillHouse Business Centre, Station Rd, Castle Donington, Derby DE74 2NJ

Financial Services Derby

Published on
August 24, 2025
Last updated
August 24, 2025

Reviews Summary

Overall sentiment in customer reviews about Midland Credit's car finance service is overwhelmingly positive. Reviewers consistently note quick application processes, smooth loan approvals, and responsive guidance from staff such as Bradley, Abbie, Adrian, Ben, and Katie. Most describe their experience as easy and hassle-free, with frequent mentions of clear communication and step-by-step support. There are no substantial criticisms present, though one review mentions a minor online form issue that was swiftly resolved with staff help.

Common feedback includes appreciation for the professionalism and friendliness of the staff, with multiple customers highlighting personal efforts from advisors to address questions and provide detailed explanations. Many describe efficient handling of paperwork, regular status updates, and flexible service around part exchanges and collection. Customers value the straightforward, transparent process and the willingness of advisors to go the extra mile, often singling out specific team members by name.

In summary, Midland Credit is regarded as a highly reliable and service-oriented car finance provider, with a reputation for outstanding customer care and efficient processes. Across the UK, customers express continued trust in the company's ability to deliver clear, timely, and well-supported finance solutions for vehicle purchases.
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What Customers Are Saying About Midland Credit Ltd?

quick, easy hassle free process

documents all signed and pay out cleared

sorted my finance quickly and efficiently

so communicative, friendly, helpful and professional

process so smooth and made sure I was informed

massive help from start to finish

process was fully explained and I received regular updates

car finance arranged at decent rate

What an easy process, clearly explained

Extremely easy and straight forward process

Trustguide extracts key phrases from reviews about Midland Credit Ltd and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 100% of Midland Credit Ltd's customers had a positive experience.

Positive
100%
Neutral
0%
Negative
0%

Midland Credit Ltd Ratings

5

As of Based on 308 revies as of Aug 24, 2025

Midland Credit Ltd Score

100%

As of Based on 308 revies as of Aug 24, 2025

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Customer Reviews

As of Aug 24, 2025, 308 customers have reviewed this business and rated it 4.7 Star out of 5. Trustguide conducted an in-depth analysis of Midland Credit Ltd's publicly available reviews View source

Amy Smart rated Midland Credit Ltd 5 stars
3 weeks ago
Cant thank Bradley enough. Literally applied for my finance on the Wednesday night and everything was signed and paid out for the Friday afternoon and got my car today. Such a quick, easy hassle free process best experience i have ever had with a finance company. Was a problem with the form with verification and Bradley stayed on the phone with me until i got through it without any hesitation. Totally committed to helping you as much as they possibly can. Everything was emailed over and explained to me in lots of detail if your thinking about it but not totally sure i would recommend this company as i was overwhelmed but everything was explained to me and the questions i asked where answered and explained in detail. Its a 5 star rating from me guys thanks to everyone involved😃😃
natalie Mills rated Midland Credit Ltd 5 stars
a month ago
I spoke to a lady called Abbie, she was brilliant, kind, professional and efficient. She made it all happen within a day. That with part exchanging my car, documents all signed and pay out cleared by the end of the day. Collection of my new car the next day. Very happy to recommend.
Mike Olver rated Midland Credit Ltd 5 stars
a month ago
Absolutely incredible service. Looked at car I wanted, said yes and Ben sorted my finance quickly and efficiently. Constant contact with everything going on and always polite and professional. Even offered his personal service if I have any issues, even though his job is now done. He is a credit to his company

Frequently Asked Questions About Midland Credit Ltd

How quickly can I get car finance approval with Midland Credit?

Many customers report completion of their car finance process within 24 to 48 hours, including application, signing documents, and payout. Staff are noted for efficiency and regular communication to ensure a timely turnaround.

Are Midland Credit advisors helpful and responsive?

Reviews reference staff members who assist throughout the finance process, answer questions in detail, and provide step-by-step guidance. Advisors such as Bradley, Abbie, Ben, Adrian, and Katie are singled out for professionalism and support.

Can I part exchange my car when financing through Midland Credit?

Part exchange is mentioned as an available option with Midland Credit. The company manages the transfer of existing vehicles alongside organising new finance, coordinating the documentation and collection process to make the transaction seamless.

About Midland Credit Ltd

Financial Services
Midland Credit provides car finance solutions to customers seeking to purchase vehicles. The company operates in the financial services sector, specifically focusing on facilitating loans and credit options for individuals looking to buy a new or used car. It conducts its work primarily through direct customer interactions.

Midland Credit manages the finance application, approval, and disbursement process from start to finish. Advisors communicate with clients via phone and email, ensure necessary documents are completed, and offer ongoing guidance. The operation includes handling part exchanges, document signing, and regular updates throughout the purchasing and financing workflow.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.