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LendingTree Reviews

Rated 1.7 based on 21 Reviews

Financial Services in San Mateo

1300 S El Camino Real suite 600/6th floor, San Mateo, CA 94402, United States

Published on
July 24, 2025
Last updated
July 24, 2025

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 0% of LendingTree's customers had a positive experience.

Positive
0%
Neutral
0%
Negative
100%

Ratings

As of Based on revies as of

Score

As of Based on revies as of

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What Customers Are Saying About LendingTree?

Trustguide extracts key phrases from reviews about LendingTree and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Customer Reviews

As of Jul 24, 2025, 21 customers have reviewed this business and rated it 1.7 Star out of 5. Trustguide conducted an in-depth analysis of LendingTree's publicly available reviews View source

Timothy McColgan rated LendingTree 1 stars
10 months ago
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I am surprised this company is even allowed to exist. About 5 minutes after I filled out their webform I was bombarded with calls and emails. Then I come to find out that they managed to do a hard inquiry on my credit even though I never provided my ssn and it was in no way made clear they would even attempt to do that. Using LendingTree is the single greatest mistake I’ve ever made on the internet.
Hanno Richter rated LendingTree 1 stars
5 years ago
Bad experience, here is why: When I clicked on the Lending Tree advertisement, I just wanted to know what interest rate I could possibly expect. I hated the entire experience that followed, i.e. being lured into giving away a lot of personal information including birth date and phone number. The Lending Tree advertisement had displayed a very low interest rate(2.53%) which made me think, OK, let's give it a try. I expected to receive an immediate answer to how low of a rate I could possibly get after I gave away some basic information including my range of salary, credit score and loan amount. But following my initial data giveaway, I did not get immediate information. Instead I started receiving annoying phone calls starting at 5 am on Friday and Saturday. I did not want to get into long phone conversations, especially not at unexpected times, and I did not want to give away even more information and having individual companies pull my credit info. This should not be required to get the information I wanted. Furthermore, the lenders featured at Lending Tree had a lot of negative online reviews, some of them describing in detail how customers wasted personal time and money with those lenders, to be told in the end they don't qualify for a loan. This is another reason why I did not pick up any phone calls and why I will not deal with Lending Tree in the future.
Ray ash rated LendingTree 1 stars
5 years ago
Do not even click to inquire about rates. Dont be tempted or fooled. You get immediately sold to every finance company and the spam flows in. 25 a day minimum between sales calls and emails. No way to stop it. Block them 1 number at a time and send all to spam. But clearly the roach finance companies know this so its a new number every call. Just go to a local reputable bank or loan professional.

Reviews Summary

Overall sentiment toward LendingTree as a financial service provider is strongly negative, based on the customer reviews provided. Reviewers consistently report frustration with LendingTree’s lead generation process, expressing concerns about excessive and unwanted contact from multiple lenders. Some highlight issues with unclear disclosures, aggressive sales tactics, and dissatisfaction with the outcomes of their inquiries. While one review mentions the process as fast and easy, criticism regarding extremely high APR and lack of affordability dominates.

Common feedback includes complaints of immediate and persistent spam calls and emails after submitting information to LendingTree, as well as concerns over data privacy and the transparency of credit inquiries. Many customers state that their personal information was shared widely, leading to repeated, bothersome outreach attempts by various companies. Additionally, there are reports of undertrained representatives and dissatisfaction with loan terms, rates, and referral partners.

Based on reviewer feedback, LendingTree’s reputation within the financial services space appears heavily damaged by negative experiences related to customer privacy, communication practices, and misleading advertising. Customers across the reviews warn others to approach LendingTree with caution and frequently suggest seeking alternatives through local banks or professionals instead.
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Frequently Asked Questions About LendingTree

What can I expect after submitting my information to LendingTree?

Customers report that submitting information on LendingTree’s website often results in immediate and frequent phone calls and emails from multiple lenders. Some users have received numerous calls within minutes and continued to get outreach for days.

Will my credit be checked if I only inquire about rates?

Several reviews indicate LendingTree may conduct a credit inquiry, and partner lenders may also request additional credit checks. The process may not always be clearly disclosed before your information is used for such checks.

Does LendingTree share my contact information with other companies?

Yes, customers consistently mention that their personal and contact information is provided to a network of lenders, resulting in follow-up communications from various financial companies.

About LendingTree

Financial Services
LendingTree is an online financial services platform that connects consumers with multiple lenders for a variety of lending products, such as personal loans, mortgages, and refinancing options. It operates as a lead generation marketplace, allowing users to submit their information to receive potential loan offers from different financial institutions.

The company functions digitally, requiring customers to fill out webforms with personal and financial details. This information is then distributed to partner lenders who may contact the customer directly. LendingTree’s operational model is based on matching customer inquiries with lenders, facilitating communication and loan comparison for the end user.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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