The most frequent positive theme is the convenience and speed of the loan approval process, which several reviewers describe as efficient and easy to manage. Multiple customers appreciate the clarity around repayments for standard loans. On the other hand, negative themes include dissatisfaction with settlement quotes, high interest rates, communication difficulties, and significant adverse impacts on customers' credit files. Criticism is particularly sharp around hidden costs associated with early repayments and errors in credit record management.
Overall, Lendable’s reputation is divided, skewing toward strong polarizing experiences within the UK. While some customers describe straightforward, manageable loan arrangements and highlight helpful individual staff, others warn potential borrowers about high costs, customer support frustrations, and administrative missteps. This combination of positive and negative feedback creates a reputation marked by both efficiency and caution for financial services consumers.