J3 Debt Solutions Limited Reviews

Do not use this Company. They use and accept referrals from unregulated debt advice companies. They breach their own agreements. They accept agreements without a witness signature, despite it explicitly being stated as a requirement in a legally binding document, breaching the legislation and regulations. They fail to investigate issues when you highlight them. They fail to respond to complaints within their own SLAs. They enter you into an agreement despite you stating you feel harrassed by them.. they email you and text you constantly to get you to enter into it. A breach of the Bankruptcy Act btw! They fail to advise you when increasing your term. They add extra fees on that are not listed in the agreement. They don't advise you the effects of changing payment values. They add your property in as herited without getting independent surveys. Then claim they got one done but no one enters your property to survey and they can't produce the survey. Recently I've also been subjected to extortion, coercive and manipulative tactics to get me to pay more money. They stated they would waive their fees 'on the condition' that I increase my payments to them, they subsequently threatened to resign from the deed if I didn't increase my payments. Honestly the worst thing to ever deal with mentally.

Absolutely fantastic company. Dealt with Julie, Terry and Pamela. All so professional and understanding. I would highly recommend this company. Peace of mind and gives you a future. Many thanks