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Funding Circle Reviews

Rated 4.2 based on 730 Reviews

71 Queen Victoria St, London EC4V 4AY

Financial Services London

Published on
August 20, 2025
Last updated
August 20, 2025

Reviews Summary

The overall sentiment in customer reviews for Funding Circle's business loan services is overwhelmingly positive. Customers emphasize the rapid, straightforward application process and personal attention from staff members such as George, Todd, Daniel, Karoline, Josh, Ella, and Chelsea. Many highlight the speedy access to funds, transparent communication, and efficient support as stand-out qualities, noting that what is often a stressful endeavor was made simple and hassle-free. Criticisms are all but absent, with only rare references to process details.

Frequent themes in reviews include consistent praise for knowledgeable, responsive, and approachable service. Having a dedicated account manager throughout the process appears to make a strong impression, with several customers mentioning individualized help and clear step-by-step explanations. Customers often mention reduced stress and minimal administration, alongside competitive rates and flexible financial products. Repeat business and direct expressions of trust point to a high level of satisfaction among small business owners.

Overall, Funding Circle is regarded as a reliable source for business loans, especially noted for its efficiency and staff support. In the UK financial service sector, Funding Circle's reputation is reinforced by repeat clients, smooth loan delivery, and highly responsive communication. The company is considered a dependable partner for small business financing based on these consistent customer testimonials.
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What Customers Are Saying About Funding Circle?

quick and easy the whole process was

fantastic experience securing business funding

easy to deal with and very efficient

absolutely fantastic experience with Karoline

no stress and clearly explained

made things simple, easy and personable

helpful, transparent, and efficient

help and support from start to finish was incredible

process was smooth, efficient, and stress-free

outstanding service

Trustguide extracts key phrases from reviews about Funding Circle and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 100% of Funding Circle's customers had a positive experience.

Positive
100%
Neutral
0%
Negative
0%

Funding Circle Ratings

5

As of Based on 730 revies as of Aug 20, 2025

Funding Circle Score

100%

As of Based on 730 revies as of Aug 20, 2025

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Customer Reviews

As of Aug 20, 2025, 730 customers have reviewed this business and rated it 4.2 Star out of 5. Trustguide conducted an in-depth analysis of Funding Circle's publicly available reviews View source

Jayne Bernstein rated Funding Circle 5 stars
6 days ago
I’m so impressed with Funding Circle! From my first enquiry to having the loan in my account took less than 3 days. I couldn’t believe how quick and easy the whole process was. George was friendly, clear, and kept me informed every step of the way. They made what could have been a stressful experience completely hassle-free. I wouldn’t hesitate to recommend them to anyone looking for fast, reliable funding.
Madiha Rehman rated Funding Circle 5 stars
a month ago
I had a fantastic experience securing business funding through Funding Circle. The process was smooth, transparent, and handled professionally throughout. A special thank you to Todd Herbert, who was incredibly helpful — he kept me informed at every stage, answered all my questions clearly, and made the entire process feel easy and stress-free. The funding has come through exactly as agreed, and I’m now able to move forward with my business plans with confidence. I would highly recommend Funding Circle to any business looking for reliable finance and excellent customer support.
Chris Vines rated Funding Circle 5 stars
a month ago
Really impressed with The Funding Circle. Applied for business development funding and within 7 days the money was in our account. Minimum fuss, minimum questions, easy to deal with and very efficient.. I dealt with Daniel Fox, very responsive by email and answered all my questions very quickly. Highly recommend.

Frequently Asked Questions About Funding Circle

How long does it take to receive funding from Funding Circle?

Many reviewers report receiving funds within 3 to 7 days from initial application. The process is described as efficient, with minimal paperwork and timely communication, allowing quick access to business financing.

Will I have a dedicated point of contact during my Funding Circle application?

Yes, several reviews mention having a dedicated account manager who guides applicants through every stage of the loan process, responds to questions promptly, and provides personalized support.

Are Funding Circle’s interest rates competitive and transparent?

Reviews note that Funding Circle offers rates that are competitive compared to other providers. Customers commonly mention understanding their rate and having the costs explained clearly, ensuring transparency in the lending process.

About Funding Circle

Financial Services
Funding Circle is a financial services company that provides business loans to small and medium-sized enterprises. Operating within the financial sector, it connects businesses with tailored finance solutions through an online platform. Funding Circle focuses on streamlining business loan access in the UK and other markets, offering products including term loans and credit facilities.

The company operates primarily via a digital model, enabling online applications and document submission. Customers are assigned dedicated account managers to guide them through each stage of the process. Funding Circle emphasizes efficient application handling, clear step-by-step communication, competitive interest rates, and straightforward funding disbursement directly to applicants’ business accounts.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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