The most frequent themes relate to the simplicity of securing financing for significant purchases and the transparency of 0% interest periods offered by Creation Finance. Customers highlight the flexibility to make extra payments and the straightforward management of accounts across devices. Negative feedback, however, centers around poor communication regarding changes to credit limits, abrupt declines in eligibility, and perceived prioritization of company interests over customer loyalty.
Overall, Creation Finance is regarded as a convenient and accessible option for purchase finance, but limitations in communication around account changes and credit management affect its reputation. The service is popular among users seeking quick, interest-free financing for high-value goods, though its policies on credit limits and payment handling may leave some customers dissatisfied.