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ClearScore Reviews

Rated 4.1 based on 172 Reviews

Dakota House, Concord Business Park, Threapwood Rd, Wythenshawe, Manchester M22 0RR

Financial Services Manchester

Published on
July 29, 2025
Last updated
July 29, 2025

Reviews Summary

Customer sentiment toward Freedom Finance as a finance broker is predominantly negative, with reviewers expressing concerns about high APR rates, questionable approval processes, and transparency around fees. While a few individuals highlight positive experiences with staff and fast service, many mention issues such as misleading loan offers, requests for up-front payments, and errors in application information. Criticisms commonly target the company's loan terms and practices, indicating a trust deficit.

Reviewers frequently reference difficulties involving loan processing, including unexpected fees, excessive interest rates, and processes that some describe as “misleading” or “scam-like.” Cases of perceived bait-and-switch tactics or inaccuracies in customer information are cited more than once. Only a small number of comments mention efficient service and professional staff. The process model appears to be digital-first, with both praise and critique focusing on application speed and follow-up.

Overall, Freedom Finance’s reputation among these reviewers is mixed at best, but tilts negative due to recurring concerns regarding cost, transparency, and customer trust. Rare mentions of ease and efficiency are counterbalanced by widespread concerns about legitimacy, accuracy, and fairness in loan offerings. Prospective customers in the finance sector should approach with careful due diligence.
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What Customers Are Saying About ClearScore?

really good and easy to deal with

Very easy service to use

I would highly recommend Freedom Finance

Trustguide extracts key phrases from reviews about ClearScore and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 20% of ClearScore's customers had a positive experience.

Positive
20%
Neutral
0%
Negative
80%

ClearScore Ratings

5

As of Based on 172 revies as of Jul 29, 2025

ClearScore Score

20%

As of Based on 172 revies as of Jul 29, 2025

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Customer Reviews

As of Jul 29, 2025, 172 customers have reviewed this business and rated it 4.1 Star out of 5. Trustguide conducted an in-depth analysis of ClearScore's publicly available reviews View source

Haris Abdullah rated ClearScore 1 stars
9 months ago
Do not trust this company! Took an online quote to refinance my car which is with BMW Finance but the rate offered was more than the current one so politely declined it when it was followed up by a phone call by them. I was advised that the quote will be emailed to me anyway if I do decide to go ahead with it. However, the bloke then proceeded to read the full pre-contractual information which stated I was signing up to the loan, I asked him to stop mid-way as I was not taking the loan out, at which he laughed and said we do this to all our customers and then ended the call. FCA needs to investigate this company and their practices so they don’t take advantage of vulnerable customers!
Ben Lowe rated ClearScore 2 stars
4 months ago
Offered me an APR far, far in excess of anywhere else. Bizarre.
marcus urch rated ClearScore 5 stars
4 months ago
Needed to get a loan sorted to tidy up some other debts, right from the first contact to the rapid conclusion, i found Freedom finance really good and easy to deal with, big shout out to Mel B (not a spice girl Lol) she was patient and professional and got the job done. Having read a few negative reviews about FF i had been a little concerned but i would highly recommend them based on my experience with them

Frequently Asked Questions About ClearScore

What fees should I expect when applying for a loan?

Some reviews mention requests for up-front fees such as legalization fees or further certificates. Prospective borrowers should diligently review all cost requirements and confirm legitimacy before proceeding, as fee requests can vary and may indicate potential issues.

Are loan approval results accurate and final?

Several reviewers report receiving loan approval or acceptance indicators, only for their applications to later be declined or changed, sometimes due to inaccurate personal information entered by representatives. Applicants should closely monitor all submitted information and seek confirmation before relying on any approval.

How quickly is loan money disbursed after approval?

Based on reviews, when an application is approved, funds can be transferred very rapidly — often within an hour. However, individual experiences may vary depending on the process and lender involved.

About ClearScore

Financial Services
Freedom Finance operates as a finance broker, offering personal loan and car finance solutions to customers. The company connects borrowers with a variety of lenders through an online application process, providing quotes and arranging financial products primarily in the loan and credit market.

The business relies on digital platforms to gather applicant information and process loan requests. Customers typically submit details online, after which Freedom Finance facilitates communication with lending partners, provides loan quote comparisons, and manages the transactional and administrative steps involved in securing a finance product.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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