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Cabot Financial Reviews

Rated 4.4 based on 2434 Reviews

1 Kings Hill Ave, Kings Hill, West Malling ME19 4UA

Financial Services West Malling

Published on
August 2, 2025
Last updated
August 2, 2025

Reviews Summary

The overall sentiment toward Cabot Financial’s debt collection service is predominantly negative, though several reviewers highlight instances of professional and helpful staff interactions. Common feedback includes criticism of persistent and recurring calls, frequent mail, and issues with incorrect contact information or mistaken identity. While some reviewers mention individuals such as Karen, Amy, and Clyde as empathetic and effective in handling debt-related queries, these positive experiences are offset by repeated complaints of perceived harassment and lack of resolution for address errors or misdirected communications.

The most frequent themes in Cabot Financial reviews are aggressive communication tactics and a lack of responsiveness in correcting mistaken identity cases. Multiple reviewers report daily or even hourly phone calls, sometimes despite confirming they are not the intended debtor. Instances of unprofessional or unhelpful staff behavior, especially when customers seek assistance with errors, are recurrent. Nevertheless, select reviewers praise some staff for their understanding and for making stressful situations easier to manage.

Based on customer feedback, Cabot Financial’s reputation for debt collection in the UK is mixed, with a notable emphasis on negative experiences related to involuntary or mistaken contact and aggressive outreach methods. Positive interactions with certain staff members provide limited reassurance, but persistent process issues impact overall perception. In summary, Cabot Financial is regarded as a debt collection agency where customer experiences vary considerably depending on individual circumstances and staff contact.
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What Customers Are Saying About Cabot Financial?

the team are lovely

really friendly customer agent

professional to deal with

dealt with in the way that would benefit me best

feeling very at ease

a really good company

Karen is a excellent asset

excellent customer service skills

keep up the good work

take every month money from my account

Trustguide extracts key phrases from reviews about Cabot Financial and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 30% of Cabot Financial's customers had a positive experience.

Positive
30%
Neutral
10%
Negative
60%

Cabot Financial Ratings

5

As of Based on 2434 revies as of Aug 02, 2025

Cabot Financial Score

30%

As of Based on 2434 revies as of Aug 02, 2025

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Customer Reviews

As of Aug 02, 2025, 2434 customers have reviewed this business and rated it 4.4 Star out of 5. Trustguide conducted an in-depth analysis of Cabot Financial's publicly available reviews View source

Dan Durant rated Cabot Financial 3 stars
4 months ago
Slight bone to pick. Customer service is lovely, people are kind and understanding. However in my particular case I can’t help but feel my situation was pushed under the rug in regards to my situation at the time. I had emailed in about unable to pay due to illness and still was getting “urgent action” needed through the post despite discussing it over email as I was unable to speak. Like I say, the team are lovely, I just think there needs to be a bit more communication and understanding about people situations!! (Just being picky, Cabot are a lot better than other debt collectors).
Jody Maciver rated Cabot Financial 1 stars
a week ago
31 yes 31 calls in one day,after me telling them I cant afford to pay hense why iv not paid my initial debt in the first place,these guys are predators and do not leave you alone there a joke,how about getting a real person to call instead of this is an important message from cabot,its not tho is it,iv got disabled kids and with them calling me every 5 mins of the day and im missing on important phone calls coz there blazing my phone everyday,even if you block there number I swear this place has 50 numbers,I have a list longer than my arm of blocked numbers in my phone and all are cabot,get a grip of your company,I thort it was just me but looking at the reviews this company is a bully
Gill Davies rated Cabot Financial 5 stars
a week ago
Today I phoned Cabot Financial as I had debts to sort out, fortunately for me a really friendly customer agent answered her name was Karen. She was so helpful, understanding, listened, explained everything, patient. So now after explaining my current situation to her, my accounts are a lot better to deal with. Karen is a excellent asset to Cabot Financial with her excellent customer service skills keep up the good work and THANKYOU.

Frequently Asked Questions About Cabot Financial

How frequently does Cabot Financial contact individuals regarding debts?

Customers report receiving frequent phone calls and letters, sometimes daily or multiple times per day. This level of contact can continue even after disputes are raised or when individuals are not the intended debtor.

Will Cabot Financial correct mistakes involving incorrect contact details?

Several reviews mention ongoing issues despite repeated attempts to update or remove incorrect contact information. Customers have experienced persistence in communication even when notifying Cabot Financial of mistaken identity.

Can named staff at Cabot Financial assist with complex or sensitive debt situations?

Yes, some reviewers mention positive interactions with specific representatives who provided clarity and empathy in managing sensitive or stressful debt situations, resulting in satisfactory outcomes for those customers.

About Cabot Financial

Financial Services
Cabot Financial is a debt collection agency that operates within the financial services sector. The company focuses on recovering outstanding debts on behalf of clients, typically through outbound communication via phone calls, emails, and physical letters. Their service involves engaging with individuals whose debts have been transferred to Cabot for collection.

The company employs a mix of automated and human-driven communication to reach debtors, offering account management and resolution through customer service representatives. Cabot also handles account verification, payment setup, and error correction upon request. Operations are structured to manage both individual debtor accounts and inquiries regarding misdirected or disputed claims.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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Mike, Adam and another 21,516 have joined the waitlist.