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BMO Bank N.A Branches Reviews

Rated 3.1 based on 26 Reviews

2600 El Camino Real, Palo Alto, CA 94306, United States

Banks Palo Alto

Published on
July 9, 2025
Last updated
July 9, 2025

Reviews Summary

Overall sentiment toward Bank of the West and BMO Alto as banking institutions is predominantly negative, with reviewers highlighting issues related to customer service, staff professionalism, and branch accessibility. Common feedback includes difficulty accessing services during expected hours, dissatisfaction with responses from branch managers or customer service, and frustration over a lack of transparency. While there is one review noting consistent positive interactions, the majority of comments are critical.

The most frequent themes include complaints about uncommunicated early closures, unresolved issues around account documentation, and allegations of discrimination. Multiple reviews point to rude or dismissive treatment by both regular staff and branch managers, as well as misleading information regarding products like safety deposit boxes or credit cards. Frustration with online and phone support is also a recurring pattern, along with concerns over institutional integrity and record-keeping.

Based on reviewer feedback, Bank of the West and BMO Alto face significant challenges to their reputation, particularly relating to customer service, reliability, and trustworthiness. While repeat visits are rare, the isolated positive comment suggests there may be variability by branch. Overall, the regional perception is negative, with prospective customers advised to review options with caution.
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What Customers Are Saying About BMO Bank N.A Branches?

Everyone's really nice

Trustguide extracts key phrases from reviews about BMO Bank N.A Branches and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 10% of BMO Bank N.A Branches's customers had a positive experience.

Positive
10%
Neutral
0%
Negative
90%

BMO Bank N.A Branches Ratings

1

As of Based on 26 revies as of Jul 09, 2025

BMO Bank N.A Branches Score

10%

As of Based on 26 revies as of Jul 09, 2025

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Customer Reviews

As of Jul 09, 2025, 26 customers have reviewed this business and rated it 3.1 Star out of 5. Trustguide conducted an in-depth analysis of BMO Bank N.A Branches's publicly available reviews View source

T G rated BMO Bank N.A Branches 1 stars
4 months ago
I originally wanted to go in for a withdrawal at 4:55pm. They had already closed down the door and would not even look my way. I said ok fine. My fault for cutting it so close. Then I tried to take some money out of the ATM… ATM out of service… just bad experience overall.
Fernando Nunez rated BMO Bank N.A Branches 1 stars
a year ago
Please please do not do business with BMO alto there are an on line banking intuition so they said . I put money in a cd 3 months ago. And they never provided me with any proof . Where my money was . No account number no records of any kind. Once I finally ask for there corporate office, so I could served them certified legal action agents them . They finally agreed to return my money back. DO NOT GIVE THIS FAFE BANK your hard earned money please…
Wall Street Market rated BMO Bank N.A Branches 1 stars
a year ago
This bank has got to be the worst! First off, the branch manager, whose name who can’t pronounce will get mad if you try to anyways, will get extremely aggravated when you want to open a new account. No one was in the branch and I saw another banker sitting at the end of the branch who weren’t doing anything at all. This isn’t some P.F. Chang’s where you got to make a reservation, just let me open an account. Anyways, the branch manager said fine, I’ll help and tried to do the laziest job I have ever seen and asked me personal questions not even related to the account at all. He asked if I wanted any water and I said yea, five minutes into opening the account and I swiftly walked out the door and never came back.

Frequently Asked Questions About BMO Bank N.A Branches

Can I rely on bank branch hours for Bank of the West or BMO Alto?

Multiple reviews note unexpected early closures with no notice posted on the website. It may be necessary to call ahead before visiting to confirm operating hours and avoid inconvenience.

How is customer service at these banks?

Customer service experiences are highly variable. Many reviewers report encounters with unhelpful or rude staff and branch managers, while one review noted consistently polite interactions over a two-year period.

Does the bank provide clear documentation for new accounts or products?

Some reviewers report challenges receiving account documentation or clear information for products like CDs or safety deposit boxes, indicating inconsistency in process transparency.

About BMO Bank N.A Branches

Banks
Bank of the West and BMO Alto operate in the consumer banking sector, offering services such as checking and savings accounts, certificates of deposit (CDs), credit cards, and safety deposit boxes. Their model includes both traditional in-branch banking and digital or online account management options, targeting individuals seeking standard financial services.

These banks structure daily operations around branch facilities for in-person transactions, as well as customer support via phone and online platforms. Processes include face-to-face assistance for opening accounts, ATM availability, and digital account setup. Policies and workflow execution may vary by branch, affecting the consistency of service delivery.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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