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American Consumer Credit Counseling, Inc. logo

American Consumer Credit Counseling, Inc. Reviews

Rated 5 based on 1594 Reviews

221 River St 9th floor, Hoboken, NJ 07030, United States

Financial Services Hoboken

Published on
July 10, 2025
Last updated
July 10, 2025

Reviews Summary

Overall sentiment toward American Consumer Credit Counseling (ACCC) and its credit counseling service is strongly positive, with reviewers consistently citing professionalism, expertise, and compassionate support from staff members. Multiple team members, including Mz. Kim, Latoya, Josh, Tavia, Jojo, Melissa Ruffin, and Derrica, receive specific gratitude for their knowledge and helpfulness. A minority of reviews mention initial concerns about engaging or questions about payments, but these are generally addressed quickly and constructively.

Frequent themes include clear communication, patient explanations, friendly and accessible staff, and practical assistance with financial challenges such as payment structuring and debt management. Customers regularly note stress relief, financial improvement, and the confidence to make informed decisions because of the service. The process of joining and sustaining programs is described as smooth, with knowledgeable representatives guiding customers step by step.

Based on these recurring insights, American Consumer Credit Counseling is regarded as a reputable and dependable resource for credit counseling and debt management support. The company’s staff earn repeated praise for problem resolution and genuinely caring interactions, reinforcing trust and loyalty among clients. Overall reputation, as reflected in these reviews, is consistently strong and supports ACCC’s standing in its region.
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What Customers Are Saying About American Consumer Credit Counseling, Inc.?

professional, patient, knowledgeable & caring

Latoya was especially helpful today.

real easy to ask get good advice

so much great advice to offer me

customer service

excellent people skills

showed genuine concern and offered resolutions

made me feel at ease

answered all my questions and corrected a mistake

put together a plan for me

Trustguide extracts key phrases from reviews about American Consumer Credit Counseling, Inc. and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 100% of American Consumer Credit Counseling, Inc.'s customers had a positive experience.

Positive
100%
Neutral
0%
Negative
0%

American Consumer Credit Counseling, Inc. Ratings

5

As of Based on 1594 revies as of Jul 10, 2025

American Consumer Credit Counseling, Inc. Score

100%

As of Based on 1594 revies as of Jul 10, 2025

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Customer Reviews

As of Jul 10, 2025, 1594 customers have reviewed this business and rated it 5 Star out of 5. Trustguide conducted an in-depth analysis of American Consumer Credit Counseling, Inc.'s publicly available reviews View source

Antonia Webb rated American Consumer Credit Counseling, Inc. 5 stars
2 weeks ago
I have been with this company for almost 4 years. They have been professional, patient, knowledgeable & caring. Today Mz. Kim proved it again today! She answered & solved every question that I had. Thank you & continue to be the best
13creston rated American Consumer Credit Counseling, Inc. 5 stars
a week ago
Best decision I’ve made in years was to do this. My stress level is gone. I don’t have the monthly nightmare of trying to pay everybody plus the money I’m saving is astronomical thank you consumer credit counseling Latoya was especially helpful today.
Brandon Barnville rated American Consumer Credit Counseling, Inc. 5 stars
a week ago
ACCc made it real easy to ask get good advice and solutions for my financial needs. The representative I spoke with was very knowledgeable and helped me out throughout the whole process.

Frequently Asked Questions About American Consumer Credit Counseling, Inc.

Will American Consumer Credit Counseling explain the debt management process in detail?

Yes, reviews show that ACCC representatives thoroughly explain how the program works, covering each step and clarifying expectations for clients throughout the process.

How does ACCC handle payment issues or financial changes?

Representatives help reconfigure payment plans when clients' financial situations change or payments are missed, and can connect clients to specialized departments for additional support. Fee waivers and prompt solutions are often available.

Can I directly contact staff if I have repeat or complex questions?

Yes, clients report that staff members are patient and responsive, answering repeated or complex questions thoroughly to ensure clients feel confident making decisions.

About American Consumer Credit Counseling, Inc.

Financial Services
American Consumer Credit Counseling provides credit counseling and debt management services to individuals seeking guidance with financial challenges. The company operates within the financial services industry, focusing on supporting clients through direct interactions, phone consultations, and ongoing educational resources.

ACCC operates by assigning knowledgeable representatives to assist clients in structuring payment plans, answering questions, and providing clear explanations about debt management programs. The company facilitates communication through phone calls and digital correspondence, prioritizing step-by-step guidance and tailored financial solutions for each individual client.
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How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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