AI-powered Google Reviews Widget - FREE
Free Google reviews widget for your website
Increase sales, trust and credibility with ai.
Mike, Adam and another 21,516 have joined the waitlist.
StepChange Debt Charity logo

StepChange Debt Charity Reviews

Rated 4.3 based on 147 Reviews

123 Albion St, Leeds LS2 8ER

Uncategorized Leeds

Published on
August 14, 2025
Last updated
August 14, 2025

Reviews Summary

Overall, customer sentiment toward StepChange Debt Charity is mixed, trending positive. Reviewers consistently note supportive and empathetic staff such as Sarah and David, who provide reassurance and practical advice during challenging financial situations. Common feedback acknowledges a non-judgmental attitude, effective solutions for debt management, and a smooth process for many users. Negative experiences are present, including confusion over product terms, repeated document requests, and reported administrative issues that caused significant inconvenience for some.

The most frequent themes involve staff helpfulness, solution-focused conversations, and the charity’s no-fee policy. Customers regularly highlight feeling listened to and supported, with special mention of staff emotional intelligence and expertise. However, several reviews address process inefficiency—specifically, convoluted applications, lack of upfront information about service limitations, and unresolved or mishandled paperwork, indicating inconsistency in operations.

In summary, StepChange Debt Charity is regarded as a supportive non-profit organization offering debt advice in the UK. While many clients express gratitude for its compassionate approach and practical debt solutions, others cite frustration with administrative or communication lapses. Its reputation in the UK reflects a balance of genuine support and occasional process challenges.
Read more

What Customers Are Saying About StepChange Debt Charity?

a warm, welcoming and reassuring voice

no judgement, a friendly service

so helpful, extremely knowledgeable and friendly

amazing support, informations shared

works wonders for those with insurmountable debt

helping me and working with me

Trustguide extracts key phrases from reviews about StepChange Debt Charity and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 60% of StepChange Debt Charity's customers had a positive experience.

Positive
60%
Neutral
10%
Negative
30%

StepChange Debt Charity Ratings

5

As of Based on 147 revies as of Aug 14, 2025

StepChange Debt Charity Score

60%

As of Based on 147 revies as of Aug 14, 2025

Got a busrning question about StepChange Debt Charity?

Claim your profile. Tell the world about your key services, industry customers, or other valuable information.

Customer Reviews

As of Aug 14, 2025, 147 customers have reviewed this business and rated it 4.3 Star out of 5. Trustguide conducted an in-depth analysis of StepChange Debt Charity's publicly available reviews View source

emi barbier rated StepChange Debt Charity 5 stars
2 weeks ago
Unfortunately life turned out to not be as easy as we think and had to ask for assistance from Step Change. Going through a token plan at the moment and some of the debts have been sold to other companies. So in the process of notifying Step change of a change, I had the pleasure of speaking with Sarah Tuppen. Sarah, from the bottom of my heart, you are making a massive difference. A warm, welcoming and reassuring voice in difficult times make a huge difference. I would like to thank you for the time taken in having a conversation with me today, the advise and reassurance given and really hope you team leader / manager will get to notice this review.
Shari Fletcher rated StepChange Debt Charity 5 stars
3 weeks ago
I found myself with a lot of debt, some of which was not mine, and was really struggling and feeling ashamed. I was recommended to try step change and it really did change my life. No judgement, a friendly service and now I am one payment until debt free. Highly recommend anyone struggling at all to get the help and support they can offer you.
Paul Machell rated StepChange Debt Charity 5 stars
3 weeks ago
I spoke to David this morning. Having been in a so with these guys since December 2022 I was a little anxious about having to call them to explain I couldn’t make my payment due to losing my job. David was very empathetic to my situation and drew on his own experiences to remind me that I’m not a he only person in my situation. He recommended a solution which I didn’t know existed as I thought the only option would be insolvency, which would stop me returning to work in my industry. After an hour (and each other's life stories) I hung up with a feeling of huge relief, when I thought of the worst case scenario being my only option. As promised, David emailed all the paperwork just a few hours later and my problem has been (temporarily) solved. Highly recommend StepChange and definitely David for being so helpful, extremely knowledgeable and friendly, with no judgement and for managing to turn my mood around. Thank you ☺️

Frequently Asked Questions About StepChange Debt Charity

Will StepChange Debt Charity charge any fees for their advice services?

StepChange Debt Charity does not charge fees for its advice or support services. According to customers, every payment goes directly toward reducing debt rather than incurring extra costs.

What kind of support can I expect from StepChange Debt Charity staff?

Many reviewers mention that staff members are empathetic, non-judgmental, and knowledgeable. They can provide reassurance, explain available options, and assist with practical steps for debt resolution.

Does StepChange Debt Charity offer all debt solutions or handle every process directly?

Some users note that StepChange may not directly manage every debt relief application, such as DROs. It’s important to clarify the services offered and any partner organizations involved before proceeding.

About StepChange Debt Charity

Uncategorized
StepChange Debt Charity is a non-profit organization specializing in debt advice and support for individuals facing financial difficulties. The charity offers guidance on managing and resolving debt, such as payment plans or debt relief solutions, primarily through online resources and telephone consultations.

The organization operates by providing free, confidential consultations and tailored advice for clients. Staff guide users step-by-step through application processes and explain available options, including arrangements like token plans or breathing space periods. They maintain client records and coordinate communications with creditors or related agencies.
Expand

How is this report generated

Trustguide generates concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
Own this business? email us at hello@trustguide.ai.
7310528873218126410

How was your experience with StepChange Debt Charity?

People also checked

Glossop Caravans logo
Glossop Caravans

Rated 5 stars

Serve Legal logo
Serve Legal

Rated 1 stars

PPL PRS Ltd logo
PPL PRS Ltd

Rated 1 stars

Leigh Day logo
Leigh Day

Rated 5 stars

April King Legal logo
April King Legal

Rated 5 stars

Gilson Gray LLP logo
Gilson Gray LLP

Rated 1 stars

Energy Ombudsman logo
Energy Ombudsman

Rated 5 stars

Show your best reviews to your future customers
95% of your customers read online reviews. Make it easy for them.
Mike, Adam and another 21,516 have joined the waitlist.