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Auto Credit Express Reviews

Rated 2.9 based on 220 Reviews

3252 University Dr #250, Auburn Hills, MI 48326, United States

Uncategorized | US

Published on
September 1, 2024
Last updated
September 1, 2024

Reviews Summary

Auto Credit Express appears to have a mixed to negative online reputation based on recent reviews. Customers have voiced concerns over misleading representations of services, such as promises of guaranteed financing, which did not materialize as expected. Furthermore, the company's practices have been characterized by some as a 'scam' for collecting personal information under false pretenses, and for having poor communication when follow-up was attempted. There also seems to be a disconnect between what is communicated by Auto Credit Express representatives and the actual experiences at partnered dealerships. The feedback seems to indicate a consistent trend: Auto Credit Express may not be transparent about their role as a lender versus a facilitator leading customers to dealerships, and customers often find themselves facing unexpected credit checks, high down payment demands, and unsatisfactory customer service interactions.
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What Customers Are Saying About Auto Credit Express?

unreasonable down payment

waste of time

third party scam

scam call center

false once I arrived

total waste of my time

Harrass with rotating phone calls

not friendly with helping customers

waste each others time

Trustguide uses AI to extract key phrases from reviews about Auto Credit Express and sort them by sentiment. This gives you a quick view of what customers consistently praise or raise concerns about—without needing to read every review.

Satisfaction Score

Based on the set of reviews used to generate this report, it appears that 0% of Auto Credit Express's customers had a positive experience.

Positive
0%
Neutral
0%
Negative
100%

Auto Credit Express Ratings

1

As of Based on 220 revies as of Sep 01, 2024

Auto Credit Express Score

0%

As of Based on 220 revies as of Sep 01, 2024

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Customer Reviews

As of Sep 01, 2024, 220 customers have reviewed this business and rated it 2.9 Star out of 5. Trustguide conducted an in-depth analysis of Auto Credit Express's publicly available reviews View source

Delonza Hall rated Auto Credit Express 1 stars
3 months ago
I've had credit challenges in the past I explained to them my situation. I have a loan on a motorcycle that I've had for a year and a car for my lady also for a year. never late on time on either. I have a retirement check coming in June that I was going to use and have the payment automatically withdrawn from that account. YOU CAN NOT GET EVERYONE APPROVED. At least not without an unreasonable down payment and an even more unreasonable monthly payment. my credit is my fault but I've worked hard to get it back to a reasonable score.
Rod Gunsell rated Auto Credit Express 1 stars
3 months ago
A waste of time... They come up as a place to get a loan as a bank. They are not, only try to sell you a car. 3 times I was clear that I was looking for financing only and just wanted a better rate than my local bank and I have a 825 score with $20k down. Still, just kept trying to sell me one of their cars.
R Buzzell rated Auto Credit Express 1 stars
3 months ago
Shame on me for not reading these reviews first. Shame on 2Mazda a local Fort Collins dealer for being associated with them. I wanted to be approved for a loan to know how much I can shop for at what APR. My first contact was Auto Direct Express, they did a Hard Pull and checked my credit. Normal for a loan right. NO ITS NOT A LOAN. ITS A THIRD PARTY SCAM. Through email said I was accepted for a loan and meet with Chandler at 2Mazda. What?! With my so called money I have to go to Mazda??? No loan amount no APR mentioned ANYWHERE. Alright Ill bite maybe they have info i need. Made the appointment and just went through the usual wheel and deal as if none of the previous actions mattered. Mazda wanted to do another credit check to quote me an APR. Waste of time and a ding on my credit score (which I dont get). Auto Direct Express is not transparent on their intentions. Hope you read this and are not fooled. Car buying is hard enough.

Frequently Asked Questions About Auto Credit Express

Does Auto Credit Express provide direct financing for vehicles?

Based on customer reviews, Auto Credit Express does not provide direct financing. It appears they primarily act as a facilitator connecting customers to dealership partners for potential financing options.

Is a down payment always required when using Auto Credit Express services?

Customer experiences suggest that despite promises of guaranteed financing without a down payment, a significant down payment is often required at dealerships when using Auto Credit Express services.

What should I be aware of when considering Auto Credit Express for a car loan?

Prospective customers should approach with caution, be aware of possible misrepresentations regarding guaranteed loans and no down payments, and be prepared for potentially inconsistent communication between what is promised by Auto Credit Express and the actual offerings at dealership partners.

About Auto Credit Express

Uncategorized
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How is this report generated

Trustguide uses AI to generate concise, neutral summaries of business reviews. By analyzing publicly available feedback from reputable platforms, it highlights common experiences, praises, and concerns. This allows users to quickly understand a business’s reputation without reading every individual review.4o
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